Fidelity Sustainable Target Date 2045 (FSYHX)

Fund Assets	12.28M
Expense Ratio	0.486%
Min. Investment	$0.00
Turnover	25.00%
Dividend (ttm)	0.19
Dividend Yield	1.16%
Dividend Growth	9.36%
Payout Frequency	Semi-Annual
Ex-Dividend Date	May 15, 2026

Previous Close	16.11
YTD Return	10.53%
1-Year Return	11.64%
5-Year Return	n/a
52-Week Low	14.02
52-Week High	16.92
Beta (5Y)	n/a
Holdings	6
Inception Date	n/a

About FSYHX

Fidelity Sustainable Target Date 2045 Fund is a target date mutual fund designed for individuals planning to retire around the year 2045. Its primary objective is to seek a high total return until the target retirement date, at which point the focus shifts to high current income, with capital appreciation as a secondary goal. The fund distinguishes itself through a sustainability-driven investment approach, allocating at least 80% of assets to underlying Fidelity funds that emphasize companies or securities with proven or improving environmental, social, and governance (ESG) characteristics. The remaining allocation may be in index-tracking ESG funds or fixed income with positive ESG traits. This approach leverages Fidelity’s proprietary ESG research and ratings, aligning investment choices with sustainability objectives. The fund’s structure provides broad diversification across asset classes, with asset allocation gradually becoming more conservative as the target date approaches. Notably, the fund has been recognized for its low ESG risk profile, indicating a significant commitment to sustainable investment practices. By integrating retirement planning with ESG considerations, the fund plays a key role for investors aiming to align their long-term financial goals with responsible investing principles.

• Fund Family: Fidelity
• Category: Target-Date 2045
• Stock Exchange: Nasdaq
• Ticker Symbol: FSYHX

Performance

FSYHX had a total return of 11.64% in the past year, including dividends. Since the fund's inception, the average annual return has been 17.14%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FSYVX	Class K6	0.29%
FSYUX	Class K	0.39%
FSYSX	Fidelity Advisor Sustainable Target Date 2045 Fund: Class Z	0.39%
FSYQX	Fidelity Advisor Sustainable Target Date 2045 Fund: Class I	0.49%

Top Holdings

100.02% of assets

Name	Symbol	Weight
Fidelity Series Sustainable U.S. Market	FSUMX	52.01%
Fidelity Series Sust Non-US Dev Mrkt Fd	FNDMX	26.91%
Fidelity Series Sustainable Emerg Mkts	FEMYX	14.75%
Fidelity Series Long-Term Treasury Bond Index Fund	FTLTX	5.38%
Fidelity Srs 5+ Yr Inf-Ptctd Bd Idx	FSTDX	0.90%
Fidelity Series Intl Dev Mkts Bd Idx	FSTQX	0.08%

Dividend History

Ex-Dividend	Amount	Pay Date
May 15, 2026	$0.082	May 18, 2026
Dec 30, 2025	$0.188	Dec 31, 2025
May 9, 2025	$0.032	May 12, 2025
Dec 30, 2024	$0.186	Dec 31, 2024
May 10, 2024	$0.004	May 13, 2024
Dec 28, 2023	$0.124	Dec 29, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Nov 4, 2026

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