American Funds College Enrollment 529-F3 (FTAOX)

Fund Assets	3.51B
Expense Ratio	0.34%
Min. Investment	$250
Turnover	5.00%
Dividend (ttm)	0.41
Dividend Yield	4.18%
Dividend Growth	18.03%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	9.73
YTD Return	1.89%
1-Year Return	4.37%
5-Year Return	13.19%
52-Week Low	9.47
52-Week High	9.94
Beta (5Y)	n/a
Holdings	7
Inception Date	Oct 30, 2020

About FTAOX

American Funds College Enrollment Fund 529-F-3 is an age-based 529 portfolio designed to support education savings as beneficiaries approach college enrollment. The fund invests primarily in underlying American Funds with a strong tilt to high-quality fixed income, aiming for current income and capital preservation in the final years before college. As of recent disclosures, the portfolio emphasizes U.S. bonds with limited equity exposure, reflecting its conservative glidepath near enrollment, and features a relatively short effective duration consistent with short- to intermediate-term bond positioning. It is part of Virginia’s CollegeAmerica program lineup and is available in multiple 529 share classes; this share class carries a low minimum initial investment and a moderate, all-in expense ratio that includes acquired fund fees. The fund distributes income annually and maintains low portfolio turnover, aligning with its objective-based, multi-fund construction for tax-advantaged college funding within 529 plans.

• Fund Family: Capital Group
• Category: Short-Term Bond
• Performance Rating: Above Average
• Risk Rating: High
• Stock Exchange: NASDAQ
• Ticker Symbol: FTAOX
• Share Class: Class 529-f-3
• Index: Bloomberg U.S. Aggregate 1-5 Years TR USD

Performance

FTAOX had a total return of 4.37% in the past year, including dividends. Since the fund's inception, the average annual return has been 2.20%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FAADX	Class 529-f-2	0.41%
CENAX	Class 529-a	0.66%
CENFX	Class 529-f-1	0.71%
CENEX	Class 529-e	0.91%

Top Holdings

Name	Symbol	Weight
American Funds ST Bd Fd of Amer R-6	RMMGX	40.02%
American Fds Itmt Bd Fd of Amer R-6	RBOGX	31.02%
American Funds Mortgage R-6	RMAGX	10.00%
American Funds American Mutual R-6	RMFGX	9.01%
American Funds American Balanced R-6	RLBGX	5.01%
American Funds Strategic Bond R-6	RANGX	4.99%
Cash And Other Assets Less Liablities	n/a	-0.03%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$0.4066	Dec 24, 2025
Dec 23, 2024	$0.3445	Dec 24, 2024
Dec 21, 2023	$0.3642	Dec 22, 2023
Dec 22, 2022	$0.2451	Dec 23, 2022
Dec 22, 2021	$0.1348	Dec 23, 2021
Dec 22, 2020	$0.3847	Dec 23, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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