About NAARX
American Funds Retirement Income Portfolio – Conservative Class A is a mutual fund designed to provide a balance of current income, long-term capital growth, and capital preservation, with a primary emphasis on generating income and conserving capital. This portfolio is explicitly tailored for retirees or investors approaching retirement who seek a lower level of downside risk, even if that means accepting more modest growth and income potential. It achieves its objectives by investing in a diversified mix of underlying American Funds, most notably combining equity and fixed-income allocations. The fund typically maintains a significant exposure to high-quality U.S. bonds and other income-generating assets, complemented by holdings in domestic and international equities to support stability and mitigate inflation risk. Managed by Capital Research and Management Company, which employs an objectives-based, risk-aware approach, the portfolio leverages the expertise of a dedicated investment committee. This product plays an important role in retirement planning by offering investors a way to align their withdrawal needs with their risk tolerance, focusing on reliable, periodic income and long-term capital security within the broader financial market.
Fund Family Capital Group
Category Allocation--30% to 50% Equity
Performance Rating Average
Risk Rating Below Average
Stock Exchange Nasdaq
Ticker Symbol NAARX
Share Class Class A
Index S&P Target Date Retirement Income TR
NAARX had a total return of 3.20% in the past year, including dividends. Since the fund's
inception, the average annual return has been 5.43%.
