Principal LifeTime Hybrid 2055 Fund Class J (PHJBX)
| Fund Assets | 380.38M |
| Expense Ratio | 0.67% |
| Min. Investment | $1,000 |
| Turnover | 16.80% |
| Dividend (ttm) | 0.83 |
| Dividend Yield | 4.34% |
| Dividend Growth | 69.30% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | n/a |
| Previous Close | 19.12 |
| YTD Return | 2.90% |
| 1-Year Return | 18.97% |
| 5-Year Return | 56.22% |
| 52-Week Low | 13.64 |
| 52-Week High | 19.41 |
| Beta (5Y) | n/a |
| Holdings | 10 |
| Inception Date | Mar 1, 2018 |
About PHJBX
Principal LifeTime Hybrid 2055 Fund Class J is a target date mutual fund designed for individuals planning to retire around the year 2055. Its primary purpose is to provide a diversified investment solution that seeks a total return through long-term capital growth and current income. The fund achieves this by allocating assets among a mix of underlying Principal Exchange-Traded Funds (ETFs) and Principal Funds, Inc. mutual funds, primarily through index funds. The allocation strategy automatically adjusts over time, becoming increasingly conservative as the target date approaches, which helps manage risk for investors nearing retirement. Initially, the fund emphasizes growth assets like equities and then gradually increases exposure to more conservative investments such as bonds as the retirement date nears. This glide path extends about ten years beyond the target date, acknowledging that withdrawals often occur gradually through retirement. The Principal LifeTime Hybrid 2055 Fund Class J plays a significant role in retirement planning, offering a hands-off, age-appropriate investment approach for long-term investors, particularly within employer-sponsored retirement plans and individual retirement accounts. The fund is managed by Principal Global Investors and is not guaranteed in value at any time, including the target date.
Performance
PHJBX had a total return of 18.97% in the past year, including dividends. Since the fund's inception, the average annual return has been 14.97%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Principal LargeCap S&P 500 Index Fund Institutional Class | PLFIX | 55.58% |
| Principal International Equity Fund R-6 Class | PIIDX | 25.47% |
| Principal Global Emerging Markets Fund Class R6 | PIIMX | 5.16% |
| Principal MidCap S&P 400 Index Fund Class R6 | PMAPX | 4.74% |
| Principal SmallCap S&P 600 Index Fund Class R6 | PSPIX | 4.66% |
| Principal Bond Market Index Institutional Class | PNIIX | 2.31% |
| Principal Real Estate Securities Fund Class R6 | PFRSX | 1.94% |
| Principal International Small Company Fund R6 | PFISX | 1.34% |
| Principal High Yield Fund Class R-6 | PHYFX | 0.75% |
| CASH & RECEIVABLES | n/a | -1.96% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.3444 | Dec 31, 2025 |
| Dec 18, 2025 | $0.486 | Dec 18, 2025 |
| Dec 31, 2024 | $0.2861 | Dec 31, 2024 |
| Dec 19, 2024 | $0.2044 | Dec 19, 2024 |
| Dec 29, 2023 | $0.2407 | Dec 29, 2023 |
| Dec 20, 2023 | $0.1482 | Dec 20, 2023 |