Principal LifeTime Hybrid 2050 Fund Class J (PHJUX)
| Fund Assets | 594.58M |
| Expense Ratio | 0.52% |
| Min. Investment | $1,000 |
| Turnover | 18.10% |
| Dividend (ttm) | 0.86 |
| Dividend Yield | 4.80% |
| Dividend Growth | 76.51% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 17.83 |
| YTD Return | -1.00% |
| 1-Year Return | 19.64% |
| 5-Year Return | 50.30% |
| 52-Week Low | 13.85 |
| 52-Week High | 18.91 |
| Beta (5Y) | n/a |
| Holdings | 10 |
| Inception Date | Mar 1, 2018 |
About PHJUX
Principal LifeTime Hybrid 2050 Fund Class J is a target-date mutual fund designed to support investors aiming for retirement around the year 2050. Its primary function is to deliver a blend of long-term capital growth and current income by employing a dynamic asset allocation strategy. The fund achieves diversification by investing in a mix of underlying Principal Funds, which include U.S. and international equity funds, real assets, alternatives, and fixed-income instruments. This diversified approach allows the fund to adapt its risk profile over time—maintaining a higher allocation to equities during early years to pursue growth, then gradually shifting toward more conservative fixed-income and real asset holdings as the 2050 target date approaches. Notably, the fund is structured as a “fund of funds,” leveraging institutional-quality Principal funds such as the Principal LargeCap S&P 500 Index and Principal International Equity Fund. It features an annualized expense ratio of 0.62% and a minimum investment requirement of $1,000. The fund's semi-annual dividend distribution and focus on a glide path tailored for retiring investors underscore its role as a core component of retirement portfolios, offering a hands-off, lifecycle-based investment solution that evolves with the investor’s timeline.
Performance
PHJUX had a total return of 19.64% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.86%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Principal LargeCap S&P 500 Index Fund Institutional Class | PLFIX | 51.29% |
| Principal International Equity Fund R-6 Class | PIIDX | 25.34% |
| Principal Global Emerging Markets Fund Class R6 | PIIMX | 5.92% |
| Principal SmallCap S&P 600 Index Fund Class R6 | PSPIX | 4.62% |
| Principal MidCap S&P 400 Index Fund Class R6 | PMAPX | 4.53% |
| Principal Bond Market Index Institutional Class | PNIIX | 3.99% |
| Principal Real Estate Securities Fund Class R6 | PFRSX | 1.88% |
| Principal International Small Company Fund R6 | PFISX | 1.29% |
| Principal High Yield Fund Class R-6 | PHYFX | 1.14% |
| CASH & RECEIVABLES | n/a | -0.00% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.3453 | Dec 31, 2025 |
| Dec 18, 2025 | $0.5104 | Dec 18, 2025 |
| Dec 31, 2024 | $0.2849 | Dec 31, 2024 |
| Dec 19, 2024 | $0.1999 | Dec 19, 2024 |
| Dec 29, 2023 | $0.2405 | Dec 29, 2023 |
| Dec 20, 2023 | $0.1575 | Dec 20, 2023 |