Principal Short-Term Income R5 (PSIQX)
| Fund Assets | 3.51B |
| Expense Ratio | 0.63% |
| Min. Investment | $1,000 |
| Turnover | 46.70% |
| Dividend (ttm) | 0.44 |
| Dividend Yield | 3.63% |
| Dividend Growth | 6.20% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Nov 28, 2025 |
| Previous Close | 12.17 |
| YTD Return | 5.05% |
| 1-Year Return | 5.55% |
| 5-Year Return | 10.98% |
| 52-Week Low | 11.54 |
| 52-Week High | 12.18 |
| Beta (5Y) | n/a |
| Holdings | 413 |
| Inception Date | Jul 12, 2010 |
About PSIQX
Principal Short-Term Income Fund R-5 Class is a mutual fund focused on generating a high level of current income while prioritizing the stability of principal. The fund primarily invests in high-quality short-term bonds and other fixed-income securities, with an emphasis on instruments rated BBB- or higher by S&P Global or Baa3 or higher by Moody’s. Its portfolio typically includes corporate credit, asset-backed securities, and agency bonds, structured to maintain an effective maturity of five years or less and a duration closely aligned with the Bloomberg Credit 1-3 Year Index. The fund is designed for investors seeking lower volatility and regular income, making it suitable for conservative portfolios or those with shorter investment horizons. Managed by experienced professionals, Principal Short-Term Income Fund R-5 Class is widely used in retirement and institutional settings, offering daily dividend distributions and a disciplined approach to credit risk and portfolio diversification.
Performance
PSIQX had a total return of 5.55% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.36%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FYBTX | Fidelity | Fidelity Series Short-Term Credit Fund | 0.45% |
Top 10 Holdings
18.97% of assets| Name | Symbol | Weight |
|---|---|---|
| United States Treasury Notes | T.3.25 06.30.29 | 5.11% |
| Principal Government Money Market R-6 | PGWXX | 3.56% |
| United States Treasury Notes | T.4.5 07.15.26 | 3.47% |
| United States Treasury Notes | T.4 01.15.27 | 3.41% |
| JP MORGAN MTG TR 2025-HE1 | JPMMT.2025-HE1 A1 | 0.62% |
| HCA Inc. 5.25% | HCA.5.25 06.15.26 | 0.58% |
| CF HIPPOLYTA ISSUER LLC | SORT.2021-1A A1 | 0.56% |
| Vistra Operations Co LLC 3.7% | VST.3.7 01.30.27 144A | 0.56% |
| Citigroup Inc. 1.122% | C.V1.122 01.28.27 | 0.56% |
| Oaktree CLO 2019-4 Ltd. | OAKCL.2019-4A ARR | 0.54% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Nov 28, 2025 | $0.03417 | Nov 28, 2025 |
| Oct 31, 2025 | $0.04044 | Oct 31, 2025 |
| Sep 30, 2025 | $0.03593 | Sep 30, 2025 |
| Aug 29, 2025 | $0.03975 | Aug 29, 2025 |
| Jul 31, 2025 | $0.03831 | Jul 31, 2025 |
| Jun 30, 2025 | $0.0354 | Jun 30, 2025 |