American Funds 2070 Trgt Date Ret R-5E (RAAJX)

Fund Assets	817.84M
Expense Ratio	0.553%
Min. Investment	$250
Turnover	7.00%
Dividend (ttm)	0.10
Dividend Yield	0.75%
Dividend Growth	n/a
Payout Frequency	Annual
Ex-Dividend Date	Dec 24, 2025

Previous Close	14.07
YTD Return	7.37%
1-Year Return	7.59%
5-Year Return	n/a
52-Week Low	12.12
52-Week High	14.61
Beta (5Y)	n/a
Holdings	17
Inception Date	May 3, 2024

About RAAJX

The American Funds 2070 Target Date Retirement Fund is a professionally managed mutual fund designed for investors planning to retire around the year 2070. As a target date fund, it aims to provide a diversified investment solution that automatically adjusts its asset allocation over time, shifting from growth-oriented investments to more conservative options as the target retirement date approaches. The fund's strategy involves gradually increasing its emphasis on income and capital preservation by allocating a greater portion of assets to fixed income, equity-income, and balanced funds as the target year draws near. This adjustment is guided by a committee of investment professionals with extensive experience, who also invest their own money in these funds. The American Funds 2070 Target Date Retirement Fund plays a significant role in retirement planning, offering investors a straightforward way to access a broad mix of global asset classes, manage market volatility, and pursue long-term financial goals without the need for active portfolio rebalancing.

• Fund Family: Capital Group
• Category: Target-Date 2065+
• Stock Exchange: Nasdaq
• Ticker Symbol: RAAJX
• Share Class: Class R-5e
• Index: Index is not provided by Management Company

Performance

RAAJX had a total return of 7.59% in the past year, including dividends. Since the fund's inception, the average annual return has been 14.31%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTGUX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 A	0.73%
FTGYX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 C	1.49%
FTGZX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 M	1.03%
FTHBX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 I	0.49%
FTHDX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 Z	0.41%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RFBFX	Class R-6	0.39%
FCBEX	Class F-3	0.39%
REAGX	Class R-5	0.44%
FBAJX	Class F-2	0.46%

Top 10 Holdings

80.68% of assets

Name	Symbol	Weight
American Funds SMALLCAP World R-6	RLLGX	10.11%
American Funds New Perspective R-6	RNPGX	9.97%
American Funds Fundamental Invs R-6	RFNGX	8.96%
American Funds Cptl Wld Gr&Inc R-6	RWIGX	8.35%
American Funds New World R-6	RNWGX	8.29%
American Funds Washington Mutual R-6	RWMGX	7.96%
American Funds Growth Fd of Amer R-6	RGAGX	7.32%
American Funds AMCAP R-6	RAFGX	6.95%
American Funds Invmt Co of Amer R-6	RICGX	6.95%
American Funds American Mutual R-6	RMFGX	5.81%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 24, 2025	$0.2381	Dec 26, 2025
Dec 26, 2024	$0.0762	Dec 27, 2024

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 31, 2026

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