American Funds 2070 Trgt Date Retire R5E (RAAJX)
| Fund Assets | 298.39M |
| Expense Ratio | 0.53% |
| Min. Investment | $250 |
| Turnover | 7.00% |
| Dividend (ttm) | 0.24 |
| Dividend Yield | 1.67% |
| Dividend Growth | n/a |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 24, 2025 |
| Previous Close | 14.30 |
| YTD Return | 10.40% |
| 1-Year Return | 20.76% |
| 5-Year Return | n/a |
| 52-Week Low | 12.00 |
| 52-Week High | 14.36 |
| Beta (5Y) | n/a |
| Holdings | 17 |
| Inception Date | May 3, 2024 |
About RAAJX
The American Funds 2070 Target Date Retirement Fund is a professionally managed mutual fund designed for investors planning to retire around the year 2070. As a target date fund, it aims to provide a diversified investment solution that automatically adjusts its asset allocation over time, shifting from growth-oriented investments to more conservative options as the target retirement date approaches. The fund's strategy involves gradually increasing its emphasis on income and capital preservation by allocating a greater portion of assets to fixed income, equity-income, and balanced funds as the target year draws near. This adjustment is guided by a committee of investment professionals with extensive experience, who also invest their own money in these funds. The American Funds 2070 Target Date Retirement Fund plays a significant role in retirement planning, offering investors a straightforward way to access a broad mix of global asset classes, manage market volatility, and pursue long-term financial goals without the need for active portfolio rebalancing.
Performance
RAAJX had a total return of 20.76% in the past year, including dividends. Since the fund's inception, the average annual return has been 19.87%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTHHX | Fidelity | Fidelity Sustainable Target Date 2065 K6 | 0.29% |
| FTHDX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 Z | 0.39% |
| FTHBX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 I | 0.49% |
| FTGYX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 C | 1.49% |
| FTHGX | Fidelity | Fidelity Sustainable Target Date 2065 K | 0.39% |
Top 10 Holdings
80.68% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds SMALLCAP World R6 | RLLGX | 10.11% |
| American Funds New Perspective R6 | RNPGX | 9.97% |
| American Funds Fundamental Invs R6 | RFNGX | 8.96% |
| American Funds Capital World Gr&Inc R6 | RWIGX | 8.35% |
| American Funds New World R6 | RNWGX | 8.29% |
| American Funds Washington Mutual R6 | RWMGX | 7.96% |
| American Funds Growth Fund of Amer R6 | RGAGX | 7.32% |
| American Funds AMCAP R6 | RAFGX | 6.95% |
| American Funds Invmt Co of Amer R6 | RICGX | 6.95% |
| American Funds American Mutual R6 | RMFGX | 5.81% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 24, 2025 | $0.2381 | Dec 26, 2025 |
| Dec 26, 2024 | $0.0762 | Dec 27, 2024 |