American Funds ST Bd Fd of Amer R5 (RAMFX)
| Fund Assets | 11.98B |
| Expense Ratio | 0.34% |
| Min. Investment | $250 |
| Turnover | 93.00% |
| Dividend (ttm) | 0.38 |
| Dividend Yield | 3.93% |
| Dividend Growth | 3.00% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Aug 29, 2025 |
| Previous Close | 9.63 |
| YTD Return | 1.75% |
| 1-Year Return | 2.82% |
| 5-Year Return | 5.96% |
| 52-Week Low | 9.51 |
| 52-Week High | 9.65 |
| Beta (5Y) | n/a |
| Holdings | 1427 |
| Inception Date | Jan 4, 2007 |
About RAMFX
American Funds Short-Term Bond Fund of America R5 is an actively managed mutual fund focused on providing current income with an emphasis on capital preservation. It primarily invests in high-quality, short-maturity fixed-income securities, including U.S. Treasury and agency bonds, asset-backed and mortgage-backed securities, and investment-grade corporate debt, maintaining an effective duration of roughly two years to limit interest-rate sensitivity. The portfolio skews toward AA/Aa3 or better credit quality and avoids lower-rated bonds, resulting in a muted credit-risk profile relative to many short-term peers. The fund distributes income monthly and targets liquidity and stability through diversified exposure across hundreds of issuers. It uses the Bloomberg U.S. Government/Credit 1–3 Year ex BBB Index as a benchmark reference and is managed by Capital Group’s multi-manager team, applying fundamental research and risk controls. With a long track record dating to 2006 and sizable assets, it serves as a conservative fixed-income core or a cash-plus holding for investors seeking steady income with lower volatility than intermediate- and long-duration bond strategies.
Performance
RAMFX had a total return of 2.82% in the past year, including dividends. Since the fund's inception, the average annual return has been 1.51%.
Top 10 Holdings
30.32% of assets| Name | Symbol | Weight |
|---|---|---|
| Capital Group Central Cash Fund | n/a | 9.09% |
| United States Treasury Notes 3.75% | T.3.75 06.30.27 | 3.76% |
| United States Treasury Notes 4% | T.4 01.15.27 | 3.62% |
| United States Treasury Notes 3.875% | T.3.875 06.15.28 | 2.84% |
| United States Treasury Notes 4.125% | T.4.125 09.30.27 | 2.55% |
| United States Treasury Notes 3.875% | T.3.875 05.31.27 | 1.98% |
| United States Treasury Notes 4.625% | T.4.625 06.30.26 | 1.84% |
| United States Treasury Notes 5% | T.5 08.31.25 | 1.77% |
| United States Treasury Notes 4% | T.4 01.31.29 | 1.53% |
| Federal National Mortgage Association 6.5% | FNCL.6.5 8.11 | 1.35% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Aug 29, 2025 | $0.03401 | Sep 2, 2025 |
| Jul 31, 2025 | $0.03454 | Aug 1, 2025 |
| Jun 30, 2025 | $0.03388 | Jul 1, 2025 |
| May 30, 2025 | $0.03479 | Jun 2, 2025 |
| Apr 30, 2025 | $0.03399 | May 1, 2025 |
| Mar 31, 2025 | $0.03547 | Apr 1, 2025 |