American Funds ST Bd Fd of Amer R-5 (RAMFX)

Fund Assets	13.00B
Expense Ratio	0.34%
Min. Investment	$250
Turnover	154.00%
Dividend (ttm)	0.39
Dividend Yield	4.07%
Dividend Growth	-6.79%
Payout Frequency	Monthly
Ex-Dividend Date	Jul 31, 2026

Previous Close	9.48
YTD Return	0.84%
1-Year Return	2.58%
5-Year Return	10.61%
52-Week Low	9.46
52-Week High	9.66
Beta (5Y)	-0.01
Holdings	1411
Inception Date	Jan 4, 2007

About RAMFX

American Funds Short-Term Bond Fund of America R5 is an actively managed mutual fund focused on providing current income with an emphasis on capital preservation. It primarily invests in high-quality, short-maturity fixed-income securities, including U.S. Treasury and agency bonds, asset-backed and mortgage-backed securities, and investment-grade corporate debt, maintaining an effective duration of roughly two years to limit interest-rate sensitivity. The portfolio skews toward AA/Aa3 or better credit quality and avoids lower-rated bonds, resulting in a muted credit-risk profile relative to many short-term peers. The fund distributes income monthly and targets liquidity and stability through diversified exposure across hundreds of issuers. It uses the Bloomberg U.S. Government/Credit 1–3 Year ex BBB Index as a benchmark reference and is managed by Capital Group’s multi-manager team, applying fundamental research and risk controls. With a long track record dating to 2006 and sizable assets, it serves as a conservative fixed-income core or a cash-plus holding for investors seeking steady income with lower volatility than intermediate- and long-duration bond strategies.

• Fund Family: Capital Group
• Category: Short-Term Bond
• Performance Rating: Below Average
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: RAMFX
• Share Class: Class R-5
• Index: Bloomberg US Govt/Credit 1-3 Y Ex BBB TR

Performance

RAMFX had a total return of 2.58% in the past year, including dividends. Since the fund's inception, the average annual return has been 1.66%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FSBTX	Class F-3	0.29%
RMMGX	Class R-6	0.29%
FFTSX	Class 529-f-3	0.34%
FTSBX	Class 529-f-2	0.39%

Top 10 Holdings

41.16% of assets

Name	Symbol	Weight
United States Treasury Notes 4.125%	T.4.125 06.30.28	11.08%
Capital Group Central Cash Fund	n/a	11.06%
United States Treasury Notes 4.125%	T.4.125 06.15.29	5.77%
United States Treasury Notes 3.5%	T.3.5 09.30.27	4.78%
United States Treasury Notes 4%	T.4 01.15.27	2.50%
United States Treasury Notes 4%	T.4 12.15.27	1.86%
United States Treasury Notes 4%	T.4 01.31.29	1.40%
United States Treasury Notes 4%	T.4 06.30.28	0.92%
United States Treasury Notes 3.5%	T.3.5 10.15.28	0.90%
United States Treasury Notes 3.5%	T.3.5 11.30.30	0.90%

Dividend History

Ex-Dividend	Amount	Pay Date
Jul 31, 2026	$0.03248	Aug 3, 2026
Jun 30, 2026	$0.03197	Jul 1, 2026
May 29, 2026	$0.03211	Jun 1, 2026
Apr 30, 2026	$0.03124	May 1, 2026
Mar 31, 2026	$0.03201	Apr 1, 2026
Feb 27, 2026	$0.02923	Mar 2, 2026

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 26, 2026

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