American Funds ST Bd Fd of Amer R-5 (RAMFX)

Fund Assets	13.13B
Expense Ratio	0.337%
Min. Investment	$250
Turnover	303.00%
Dividend (ttm)	0.38
Dividend Yield	4.08%
Dividend Growth	-6.66%
Payout Frequency	Monthly
Ex-Dividend Date	Oct 30, 2026

Previous Close	9.36
YTD Return	0.49%
1-Year Return	1.27%
5-Year Return	10.35%
52-Week Low	9.35
52-Week High	9.65
Beta (5Y)	-0.01
Holdings	1434
Inception Date	Jan 4, 2007

About RAMFX

American Funds Short-Term Bond Fund of America R5 is an actively managed mutual fund focused on providing current income with an emphasis on capital preservation. It primarily invests in high-quality, short-maturity fixed-income securities, including U.S. Treasury and agency bonds, asset-backed and mortgage-backed securities, and investment-grade corporate debt, maintaining an effective duration of roughly two years to limit interest-rate sensitivity. The portfolio skews toward AA/Aa3 or better credit quality and avoids lower-rated bonds, resulting in a muted credit-risk profile relative to many short-term peers. The fund distributes income monthly and targets liquidity and stability through diversified exposure across hundreds of issuers. It uses the Bloomberg U.S. Government/Credit 1–3 Year ex BBB Index as a benchmark reference and is managed by Capital Group’s multi-manager team, applying fundamental research and risk controls. With a long track record dating to 2006 and sizable assets, it serves as a conservative fixed-income core or a cash-plus holding for investors seeking steady income with lower volatility than intermediate- and long-duration bond strategies.

• Fund Family: Capital Group
• Category: Short-Term Bond
• Performance Rating: Below Average
• Risk Rating: Below Average
• Stock Exchange: Nasdaq
• Ticker Symbol: RAMFX
• Share Class: Class R-5
• Index: Bloomberg US Govt/Credit 1-3 Y Ex BBB TR

Performance

RAMFX had a total return of 1.27% in the past year, including dividends. Since the fund's inception, the average annual return has been 1.62%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RMMGX	Class R-6	0.29%
FSBTX	Class F-3	0.29%
FFTSX	Class 529-f-3	0.34%
FTSBX	Class 529-f-2	0.38%

Dividend History

Ex-Dividend	Amount	Pay Date
Oct 30, 2026	$0.03375	Nov 2, 2026
Sep 30, 2026	$0.03165	Oct 1, 2026
Aug 31, 2026	$0.03156	Sep 1, 2026
Jul 31, 2026	$0.03248	Aug 3, 2026
Jun 30, 2026	$0.03197	Jul 1, 2026
May 29, 2026	$0.03211	Jun 1, 2026

Data Sources: Tiingo and Finnhub

Historical data is provided by Tiingo. Several fund data points are also provided by Finnhub.

Last checked:

Nov 14, 2026

Data Sources Report a data error