American Funds 2070 Trgt Date Ret R-3 (RCADX)

Fund Assets	298.39M
Expense Ratio	1.03%
Min. Investment	$250
Turnover	7.00%
Dividend (ttm)	0.20
Dividend Yield	1.36%
Dividend Growth	n/a
Payout Frequency	Annual
Ex-Dividend Date	Dec 24, 2025

Previous Close	14.42
YTD Return	12.92%
1-Year Return	19.96%
5-Year Return	n/a
52-Week Low	12.06
52-Week High	14.51
Beta (5Y)	n/a
Holdings	17
Inception Date	May 3, 2024

About RCADX

The American Funds 2070 Target Date Retirement Fund Class R-3 is a target-date mutual fund designed to help investors save for retirement, with a projected retirement year of 2070. As part of the American Funds Target Date Retirement Series, this fund combines a diversified mix of underlying American Funds, offering exposure to both global equities and fixed income assets. Early in its lifecycle, the fund emphasizes growth by allocating a significant portion to equities, including large-cap, small-cap, and international stocks. As the target date approaches, the fund gradually shifts its allocation to prioritize income and capital preservation, increasing its weight in bonds and equity-income investments. This glide path strategy is managed by an experienced team, leveraging extensive research to maintain an appropriate balance of risk and reward over time. The fund's diversified approach and automatic rebalancing are designed to address the evolving needs of retirement savers, making it a staple for long-term, goal-oriented investing within workplace retirement plans and individual accounts.

• Fund Family: Capital Group
• Category: Mixed-Asset Target 2060+
• Stock Exchange: NASDAQ
• Ticker Symbol: RCADX
• Share Class: Class R-3
• Index: Index is not provided by Management Company

Performance

RCADX had a total return of 19.96% in the past year, including dividends. Since the fund's inception, the average annual return has been 19.67%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTHHX	Fidelity	Fidelity Sustainable Target Date 2065 K6	0.29%
FTHDX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 Z	0.39%
FTHBX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 I	0.49%
FTGYX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 C	1.49%
FTHGX	Fidelity	Fidelity Sustainable Target Date 2065 K	0.39%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RFBFX	Class R-6	0.39%
FCBEX	Class F-3	0.39%
REAGX	Class R-5	0.44%
FBAJX	Class F-2	0.46%

Top 10 Holdings

80.68% of assets

Name	Symbol	Weight
American Funds SMALLCAP World R-6	RLLGX	10.11%
American Funds New Perspective R-6	RNPGX	9.97%
American Funds Fundamental Invs R-6	RFNGX	8.96%
American Funds Cptl Wld Gr&Inc R-6	RWIGX	8.35%
American Funds New World R-6	RNWGX	8.29%
American Funds Washington Mutual R-6	RWMGX	7.96%
American Funds Growth Fd of Amer R-6	RGAGX	7.32%
American Funds AMCAP R-6	RAFGX	6.95%
American Funds Invmt Co of Amer R-6	RICGX	6.95%
American Funds American Mutual R-6	RMFGX	5.81%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 24, 2025	$0.1966	Dec 26, 2025
Dec 26, 2024	$0.0599	Dec 27, 2024

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 14, 2026

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