American Funds 2070 Trgt Date Retire R4 (RCAEX)
| Fund Assets | 298.39M |
| Expense Ratio | 0.73% |
| Min. Investment | $250 |
| Turnover | 7.00% |
| Dividend (ttm) | 0.22 |
| Dividend Yield | 1.68% |
| Dividend Growth | n/a |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 24, 2025 |
| Previous Close | 13.18 |
| YTD Return | 2.41% |
| 1-Year Return | 18.20% |
| 5-Year Return | n/a |
| 52-Week Low | 9.51 |
| 52-Week High | 13.38 |
| Beta (5Y) | n/a |
| Holdings | 16 |
| Inception Date | May 3, 2024 |
About RCAEX
The American Funds 2070 Target Date Retirement Fund Class R-4 is a target date mutual fund designed to help investors save and invest for retirement, with an investment horizon around the year 2070. Its primary function is to provide a diversified portfolio that automatically adjusts its asset allocation as the target retirement date approaches. Early in the investment cycle, the fund emphasizes growth by allocating a larger proportion of assets to equities. Over time, it gradually shifts its focus toward income and capital preservation, increasing exposure to fixed income, equity-income, and balanced strategies as the 2070 target date nears. The fund is part of the American Funds Target Date Retirement Series, managed by a team with extensive industry experience. This series is known for its objective-based glide path, which allocates broadly across stocks and bonds and places greater emphasis on equities, particularly dividend-paying stocks, to address longevity risk while aiming to manage market volatility. The fund is intended for investors seeking a professionally managed, hands-off approach to retirement investing, providing automatic rebalancing and diversification to align with changing retirement needs.
Performance
RCAEX had a total return of 18.20% in the past year, including dividends. Since the fund's inception, the average annual return has been 19.90%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTHHX | Fidelity | Fidelity Sustainable Target Date 2065 K6 | 0.30% |
| FTHDX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 Z | 0.40% |
| FTHBX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 I | 0.50% |
| FTGYX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 C | 1.50% |
| FTHGX | Fidelity | Fidelity Sustainable Target Date 2065 K | 0.40% |
Top 10 Holdings
80.00% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds SMALLCAP World Fund® Class R-6 | RLLGX | 10.03% |
| American Funds New Perspective Fund® Class R-6 | RNPGX | 10.01% |
| American Funds Fundamental Investors® Class R-6 | RFNGX | 8.99% |
| American Funds Capital World Growth and Income Fund® Class R-6 | RWIGX | 7.99% |
| American Funds New World Fund® Class R-6 | RNWGX | 7.98% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 7.97% |
| American Funds Growth Fund of Amer R6 | RGAGX | 7.04% |
| American Funds AMCAP Fund® Class R-6 | RAFGX | 7.01% |
| American Funds Investment Company of America® Class R-6 | RICGX | 7.00% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 5.98% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 24, 2025 | $0.2217 | Dec 26, 2025 |
| Dec 26, 2024 | $0.0699 | Dec 27, 2024 |