Russell Inv Lifepoints Cnsrv Strat A (RCLAX)

Fund Assets	60.29M
Expense Ratio	1.01%
Min. Investment	$0.00
Turnover	6.00%
Dividend (ttm)	0.36
Dividend Yield	3.96%
Dividend Growth	-0.19%
Payout Frequency	Quarterly
Ex-Dividend Date	Jul 6, 2026

Previous Close	9.22
YTD Return	3.15%
1-Year Return	6.16%
5-Year Return	7.68%
52-Week Low	8.99
52-Week High	9.34
Beta (5Y)	0.31
Holdings	12
Inception Date	Mar 3, 2003

About RCLAX

Russell Investments LifePoints Conservative Strategy Fund Class A is a multi-asset mutual fund designed for investors seeking a balance of current income and capital preservation as primary objectives, with long-term capital appreciation as a secondary goal. Structured as a “fund of funds,” it allocates the majority of its portfolio—typically around 80%—to fixed income funds, with the remaining portion directed to equity funds, reflecting a conservative risk profile. This allocation aims to reduce volatility while generating regular income through interest payments and dividends. The fund holds a concentrated portfolio, with over 98% of its assets in its top ten holdings, which are primarily other Russell Investment mutual funds specializing in bonds and diversified strategies. It is managed by Russell Investments, leveraging their expertise in asset allocation and multi-manager strategies. This fund is particularly notable within the conservative allocation category, serving investors who prioritize the preservation of capital over aggressive growth while still participating in the income and appreciation potential of a diversified, professionally managed fund of funds structure.

• Fund Family: Russell
• Category: Mix Tgt Alloc Con
• Performance Rating: Below Average
• Risk Rating: Above Average
• Stock Exchange: NASDAQ
• Ticker Symbol: RCLAX
• Share Class: Class A
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

RCLAX had a total return of 6.16% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.35%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTIWX	Fidelity	Fidelity Advisor Asset Manager 20% I	0.51%
FTTNX	Fidelity	Fidelity Advisor Asset Manager 30% - Class M	1.02%
FTAWX	Fidelity	Fidelity Advisor Asset Manager 20% A	0.76%
FIKWX	Fidelity	Fidelity Advisor Asset Manager 30% Z	0.47%
FHLSX	Fidelity	Fidelity Health Savings Fund	0.49%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RCLRX	Class R1	0.69%
RCLSX	Class S	0.82%
RCLVX	Class R5	1.19%
RCLCX	Class C	1.76%

Top 10 Holdings

98.01% of assets

Name	Symbol	Weight
Russell Inv Strategic Bond Y	RFCYX	32.94%
Russell Inv Investment Grade Bond Y	RFAYX	16.97%
Russell Inv Opportunistic Credit Y	RGCYX	10.02%
Russell Inv Multifactor US Equity Y	RTDYX	8.58%
Russell Inv Short Duration Bond Y	RSBYX	8.51%
Russell Inv Multi-Strategy Income Y	RMYYX	8.02%
Russell Inv Long Duration Bond Y	RMHYX	6.96%
Russell Investments Emerging Markets Fund Class Y	REMYX	2.01%
Russell Inv Multifactor Intl Eq Y	RTIYX	2.00%
Russell Inv US Small Cap Equity Y	REBYX	1.99%

Dividend History

Ex-Dividend	Amount	Pay Date
Jul 6, 2026	$0.0893	Jul 7, 2026
Apr 6, 2026	$0.0847	Apr 7, 2026
Dec 19, 2025	$0.1041	Dec 22, 2025
Oct 3, 2025	$0.0874	Oct 6, 2025
Jul 3, 2025	$0.0824	Jul 7, 2025
Apr 3, 2025	$0.0786	Apr 4, 2025

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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