Russell Inv Lifepoints Cnsrv Strat S (RCLSX)
| Fund Assets | 60.78M |
| Expense Ratio | 0.82% |
| Min. Investment | $0.00 |
| Turnover | 6.00% |
| Dividend (ttm) | 0.38 |
| Dividend Yield | 4.08% |
| Dividend Growth | 61.75% |
| Payout Frequency | Quarterly |
| Ex-Dividend Date | Jul 3, 2025 |
| Previous Close | 9.32 |
| YTD Return | 8.02% |
| 1-Year Return | 4.88% |
| 5-Year Return | 11.90% |
| 52-Week Low | 8.60 |
| 52-Week High | 9.34 |
| Beta (5Y) | n/a |
| Holdings | 12 |
| Inception Date | Feb 14, 2000 |
About RCLSX
The Russell Investments LifePoints Conservative Strategy Fund Class S is a diversified mutual fund designed for investors seeking **capital preservation** and **income generation** with limited exposure to market risk. As a fund of funds, it constructs its portfolio by allocating assets across several underlying Russell Investment Company funds, primarily emphasizing **fixed income securities** and maintaining a conservative allocation to equities. This typically results in a mix where roughly 80% of assets are invested in bond funds and about 20% in equity funds, aligning with its mandate to prioritize stability over aggressive capital growth. The fund is managed to deliver consistent income streams, evident from its quarterly dividend payouts and relatively high dividend yield compared to peers. With an inception date in 2000, it has established a long-term performance record. Its expense ratio remains competitive within its category, and the fund imposes no sales loads or redemption fees. The strategy is particularly suited for conservative investors, retirees, or those approaching retirement who value low volatility and diversification across asset classes, both domestically and internationally. The Russell Investments LifePoints Conservative Strategy Fund Class S plays a stabilizing role in a diversified portfolio, offering a blend of income and gradual capital appreciation, benchmarked against major fixed income indices.
Performance
RCLSX had a total return of 4.88% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.65%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
Top 10 Holdings
97.99% of assets| Name | Symbol | Weight |
|---|---|---|
| Russell Inv Strategic Bond Y | RFCYX | 33.08% |
| Russell Inv Investment Grade Bond Y | RFAYX | 19.04% |
| Russell Inv Short Duration Bond Y | RSBYX | 8.51% |
| Russell Inv Multifactor US Equity Y | RTDYX | 8.45% |
| Russell Inv Opportunistic Credit Y | RGCYX | 8.02% |
| Russell Inv Multi-Strategy Income Y | RMYYX | 7.97% |
| Russell Inv Long Duration Bond Y | RMHYX | 7.02% |
| Russell Inv Emerging Markets Y | REMYX | 1.98% |
| Russell Inv US Small Cap Equity Y | REBYX | 1.96% |
| Russell Inv Multifactor Intl Eq Y | RTIYX | 1.96% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Jul 3, 2025 | $0.0867 | Jul 7, 2025 |
| Apr 3, 2025 | $0.0804 | Apr 4, 2025 |
| Dec 20, 2024 | $0.1253 | Dec 23, 2024 |
| Oct 3, 2024 | $0.0882 | Oct 4, 2024 |
| Jul 3, 2024 | $0.0697 | Jul 5, 2024 |
| Apr 3, 2024 | $0.0257 | Apr 4, 2024 |