American Funds 2035 Target Date Retirement Fund® Class R-4 (RDFTX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
20.60
-0.10 (-0.48%)
Jul 15, 2025, 4:00 PM EDT
6.96%
Fund Assets50.00B
Expense Ratio0.70%
Min. Investment$250
Turnover7.00%
Dividend (ttm)0.80
Dividend Yield3.89%
Dividend Growth75.07%
Payout FrequencyAnnual
Ex-Dividend DateDec 26, 2024
Previous Close20.70
YTD Return9.05%
1-Year Return11.43%
5-Year Return57.17%
52-Week Low17.63
52-Week High20.75
Beta (5Y)n/a
Holdings25
Inception DateFeb 1, 2007

About RDFTX

The American Funds 2035 Target Date Retirement Fund Class R-4 is a target date mutual fund managed by Capital Research and Management Company. Designed for individuals anticipating retirement around the year 2035, the fund aims to deliver a balanced approach to growth, income, and capital preservation by dynamically adjusting its asset allocation as the target date approaches. Early in its lifecycle, the fund emphasizes growth through a higher allocation to equities; as 2035 approaches and beyond, it shifts toward increased exposure to fixed income and more conservative investments, reflecting the changing risk tolerance of retirees. This fund invests in a diversified mix of underlying American Funds, covering U.S. and international equities, as well as bonds and cash equivalents. Major sectors represented include information technology, industrials, financials, and health care, among others. Through periodic rebalancing, the fund seeks to maintain an optimal mix tailored to retirement savers’ evolving needs. It is well-regarded for low expenses relative to peers, disciplined management, and a long-term, research-driven investment philosophy. The American Funds 2035 Target Date Retirement Fund Class R-4 plays a significant role in employer-sponsored retirement plans, offering a single, professionally managed solution for accumulating and protecting retirement savings.

Fund Family American Funds
Category Target-Date 2035
Stock Exchange NASDAQ
Ticker Symbol RDFTX
Share Class Class R-4
Index S&P Target Date 2035 TR

Performance

RDFTX had a total return of 11.43% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.48%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

SymbolShare ClassExpense Ratio
FDFTXClass F-30.35%
RFFTXClass R-60.35%
REFTXClass R-50.40%
FBFTXClass F-20.44%

Top 10 Holdings

59.50% of assets
NameSymbolWeight
American Funds American Balanced Fund® Class R-6RLBGX7.95%
American Funds American Mutual Fund® Class R-6RMFGX6.93%
American Funds Capital World Growth and Income Fund® Class R-6RWIGX6.92%
American Funds AMCAP Fund® Class R-6RAFGX5.93%
American Funds The Growth Fund of America® Class R-6RGAGX5.78%
American Funds Fundamental Investors® Class R-6RFNGX5.76%
American Funds Inflation Linked Bond Fund Class R-6RILFX5.15%
American Funds U.S. Government Securities Fund® Class R-6RGVGX5.05%
American Funds Mortgage Fund® Class R-6RMAGX5.05%
American Funds Washington Mutual Investors Fund Class R-6RWMGX4.97%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Dec 26, 2024$0.8004Dec 27, 2024
Dec 22, 2023$0.4572Dec 26, 2023
Dec 23, 2022$0.8328Dec 27, 2022
Dec 27, 2021$1.0153Dec 28, 2021
Dec 28, 2020$0.6174Dec 29, 2020
Dec 30, 2019$0.6634Dec 31, 2019
Full Dividend History