American Funds 2020 Trgt Date Ret IncR-5 (RECTX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD

14.74

-0.01 (-0.07%)

At close: Sep 29, 2026

Fund Assets	13.85B
Expense Ratio	0.35%
Min. Investment	$250
Turnover	n/a
Dividend (ttm)	0.39
Dividend Yield	2.64%
Dividend Growth	-5.30%
Payout Frequency	Annual
Ex-Dividend Date	Dec 24, 2025

Previous Close	14.75
YTD Return	3.15%
1-Year Return	5.61%
5-Year Return	29.55%
52-Week Low	14.06
52-Week High	15.45
Beta (5Y)	0.43
Holdings	22
Inception Date	Feb 1, 2007

About RECTX

The American Funds 2020 Trgt Date Ret IncR-5 (RECTX) seeks to provide for investors that plan to retire in 2020. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds.

Category Target-Date 2020

Stock Exchange NASDAQ

Ticker Symbol RECTX

Share Class Class R-5

Index S&P Target Date 2020 TR

Performance

RECTX had a total return of 5.61% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.89%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RRCTX	Class R-6	0.30%
FCCTX	Class F-3	0.30%
FBCTX	Class F-2	0.38%
RHCTX	Class R-5e	0.44%

Top 10 Holdings

70.86% of assets

Name	Symbol	Weight
American Funds Income Fd of Amer R-6	RIDGX	12.24%
American Funds Bond Fund of Amer R-6	RBFGX	8.63%
American Funds American Balanced R-6	RLBGX	7.70%
American Funds Inflation Lnkd Bd R-6	RILFX	7.31%
American Fds Itmt Bd Fd of Amer R-6	RBOGX	6.90%
American Funds Capital Inc Bldr R-6	RIRGX	6.38%
American Funds American Mutual R-6	RMFGX	6.01%
American Funds Mortgage R-6	RMAGX	5.99%
American Funds Cptl Wld Gr&Inc R-6	RWIGX	5.00%
American Funds Washington Mutual R-6	RWMGX	4.71%

View More Holdings

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 24, 2025	$1.1439	Dec 26, 2025
Dec 26, 2024	$0.733	Dec 27, 2024
Dec 22, 2023	$0.4592	Dec 26, 2023
Dec 23, 2022	$0.517	Dec 27, 2022
Dec 27, 2021	$0.9395	Dec 28, 2021
Dec 28, 2020	$0.6181	Dec 29, 2020

Full Dividend History