American Funds Mortgage R-3 (RMACX)

Fund Assets	12.95B
Expense Ratio	0.92%
Min. Investment	$250
Turnover	58.00%
Dividend (ttm)	0.34
Dividend Yield	3.87%
Dividend Growth	-6.24%
Payout Frequency	Monthly
Ex-Dividend Date	Jul 31, 2026

Previous Close	8.64
YTD Return	-0.57%
1-Year Return	2.09%
5-Year Return	-1.53%
52-Week Low	8.60
52-Week High	9.00
Beta (5Y)	-0.05
Holdings	1188
Inception Date	Nov 1, 2010

About RMACX

American Funds Mortgage Fund Class R-3 is an open-ended mutual fund specializing in fixed-income investments, with a primary objective of delivering current income alongside preservation of capital. The fund predominantly invests at least 80% of its assets in mortgage-related securities. These include assets either guaranteed by the U.S. government, those issued by government-sponsored enterprises such as Fannie Mae and Freddie Mac, and high-quality non-government mortgage securities—generally rated AAA or equivalent. Managed by Capital Research and Management Company, the fund targets investors seeking a stable income stream through exposure to the U.S. mortgage market, while maintaining a strong credit profile and moderate interest rate sensitivity. Its portfolio is highly concentrated in U.S. mortgage-backed obligations, which as of the latest data compose more than 88% of invested assets, supplemented by small allocations to U.S. Treasury and asset-backed securities. The fund distributes dividends monthly and features an expense ratio that is competitive within its peer group. Operating since November 2010, American Funds Mortgage Fund Class R-3 plays a significant role for investors seeking steady income and risk-controlled exposure to the intermediate government bond sector, especially within retirement and long-term income strategies.

• Fund Family: Capital Group
• Category: Intmdt US Govt
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: RMACX
• Share Class: Class R-3
• Index: Bloomberg US MBS TR

Performance

RMACX had a total return of 2.09% in the past year, including dividends. Since the fund's inception, the average annual return has been 1.51%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RMAGX	Class R-6	0.26%
AFFMX	Class F-3	0.26%
FMMFX	Class 529-f-3	0.31%
RMAFX	Class R-5	0.32%

Top 10 Holdings

34.63% of assets

Name	Symbol	Weight
Capital Group Central Cash Fund	n/a	9.63%
Federal National Mortgage Association 6%	FNCL.6 8.11	5.98%
Federal Home Loan Banks 0%	FHLBDN.0 09.09.14	3.25%
Federal National Mortgage Association 6.5%	FNCL.6.5 7.11	2.92%
Federal National Mortgage Association 2.5%	FNCL.2.5 8.11	2.79%
Federal Home Loan Banks 0%	FHLBDN.0 09.16.14	2.66%
Federal Home Loan Banks 0%	FHLBDN.0 08.06.18	1.91%
Federal Home Loan Banks 0%	FHLBDN.0 09.25.18	1.90%
Federal Home Loan Banks 0%	FHLBDN.0 12.31.18	1.88%
Federal Home Loan Banks 0%	FHLBDN.0 07.29.14	1.72%

Dividend History

Ex-Dividend	Amount	Pay Date
Jul 31, 2026	$0.02551	Aug 3, 2026
Jun 30, 2026	$0.02584	Jul 1, 2026
May 29, 2026	$0.02727	Jun 1, 2026
Apr 30, 2026	$0.02752	May 1, 2026
Mar 31, 2026	$0.02821	Apr 1, 2026
Feb 27, 2026	$0.02758	Mar 2, 2026

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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