American Funds Retirement Income Portfolio - Conservative Class R-4 (RMRPX)
| Fund Assets | 1.33B |
| Expense Ratio | 0.63% |
| Min. Investment | $250 |
| Turnover | 12.00% |
| Dividend (ttm) | 0.41 |
| Dividend Yield | 3.08% |
| Dividend Growth | 7.32% |
| Payout Frequency | Quarterly |
| Ex-Dividend Date | Dec 29, 2025 |
| Previous Close | 13.26 |
| YTD Return | 3.34% |
| 1-Year Return | 14.10% |
| 5-Year Return | 28.33% |
| 52-Week Low | 11.23 |
| 52-Week High | 13.29 |
| Beta (5Y) | 0.45 |
| Holdings | 12 |
| Inception Date | Aug 28, 2015 |
About RMRPX
American Funds Retirement Income Portfolio – Conservative Class R-4 is a mutual fund designed to address the needs of retirees seeking a balanced approach between income generation, capital preservation, and modest growth. This portfolio primarily targets individuals who prioritize stability and a lower level of downside risk, often trading off higher income and growth potential for increased capital conservation. The fund invests in a diversified mix of underlying American Funds, comprising both equity and fixed-income securities, and is managed with an emphasis on generating current income while limiting volatility and drawdown. Serving as part of a broader series of retirement income portfolios, the Conservative Class R-4 variant aims to support sustainable withdrawals during retirement with the goal of maintaining lifestyle and longevity of assets. Oversight is provided by an experienced investment committee that utilizes extensive research and modeling to structure and monitor the portfolio’s allocation strategy, ensuring alignment with its objectives of steady income and prudent risk management.
Performance
RMRPX had a total return of 14.10% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.76%.
Top 10 Holdings
95.99% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Capital Income Builder® Class R-6 | RIRGX | 18.01% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 15.02% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 15.02% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 9.97% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 8.03% |
| American Funds Multi-Sector Income R-6 | RMDUX | 8.00% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 7.02% |
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 4.99% |
| American Funds U.S. Government Securities Fund® Class R-6 | RGVGX | 4.98% |
| American Funds Inflation Linked Bond Fund Class R-6 | RILFX | 4.95% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 29, 2025 | $0.1797 | Dec 30, 2025 |
| Sep 26, 2025 | $0.0796 | Sep 29, 2025 |
| Jun 26, 2025 | $0.0901 | Jun 27, 2025 |
| Mar 27, 2025 | $0.0595 | Mar 28, 2025 |
| Dec 27, 2024 | $0.160 | Dec 30, 2024 |
| Sep 26, 2024 | $0.0783 | Sep 27, 2024 |