Saratoga Conservative Balanced Allc C (SUMCX)

Fund Assets	2.20M
Expense Ratio	2.75%
Min. Investment	$2,500
Turnover	n/a
Dividend (ttm)	0.29
Dividend Yield	2.54%
Dividend Growth	84.40%
Payout Frequency	Annual
Ex-Dividend Date	Dec 10, 2025

Previous Close	11.32
YTD Return	2.44%
1-Year Return	5.27%
5-Year Return	74.58%
52-Week Low	10.64
52-Week High	12.02
Beta (5Y)	0.49
Holdings	10
Inception Date	Dec 29, 2017

About SUMCX

SUMCX was founded on 2017-12-29. The Fund's investment strategy focuses on Growth & Income with 1.79% total expense ratio. The minimum amount to invest in Saratoga Advantage Trust: Conservative Balanced Allocation Portfolio; Class C Shares is $2,500 on a standard taxable account. Saratoga Advantage Trust: Conservative Balanced Allocation Portfolio; Class C Shares seeks total return consisting of capital appreciation and income. The Manager intends to allocate approximately 40%-60% of the Portfolios assets to core equity investments; 8.5%-18.5% to fixed income investments, 17.5%-32.5% to money market investments and 6.5%-16.5% to alternative investments.

• Category: Allocation--30% to 50% Equity
• Stock Exchange: NASDAQ
• Ticker Symbol: SUMCX
• Share Class: Class C
• Index: Index is not available on Lipper Database

Performance

SUMCX had a total return of 5.27% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.23%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
VTMFX	Vanguard	Vanguard Tax-Managed Balanced Fund Admiral Shares	0.05%
VSCGX	Vanguard	Vanguard LifeStrategy 40/60 Fund Investor Shares	0.10%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LUNAX	Class I	1.75%
SCAAX	Class A	2.00%

Top Holdings

Name	Symbol	Weight
Vanguard Intermediate-Term Bond Index Fund Admiral Shares	VBILX	31.61%
BNY Dreyfus Instl Pref Govt MMkt Instl	DSVXX	14.34%
Saratoga Large Capitalization Growth Portfolio Fund Class Institutional	SLCGX	14.09%
Saratoga Large Capitalization Value Fund Class Institutional	SLCVX	12.46%
Saratoga Mid Capitalization Portfolio Fund Class Institutional	SMIPX	12.37%
Eaton Vance Global Macro Absolute Return Fund Class I	EIGMX	7.89%
Saratoga Small Capitalization Portfolio Fund Class Institutional	SSCPX	2.81%
Vanguard Short-Term Bond Index Fund Admiral Shares	VBIRX	2.73%
Vanguard Total International Stock Index Fund Admiral Shares	VTIAX	1.67%
Us Dollars	n/a	0.03%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 10, 2025	$0.9359	Dec 11, 2025
Dec 13, 2024	$0.2834	Dec 16, 2024
Dec 13, 2023	$0.1649	Dec 14, 2023
Dec 14, 2022	$0.4443	Dec 15, 2022
Dec 15, 2021	$0.7676	Dec 15, 2021
Dec 16, 2019	$0.3194	Dec 16, 2019

Data Sources: Tiingo, Alpha Vantage, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Alpha Vantage. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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