Schwab Target 2020 Fund (SWCRX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
13.18
+0.04 (0.30%)
Feb 17, 2026, 8:10 AM EST
Fund Assets300.43M
Expense Ratio0.29%
Min. Investment$0.00
Turnover8.00%
Dividend (ttm)1.34
Dividend Yield10.15%
Dividend Growth16.61%
Payout FrequencyAnnual
Ex-Dividend DateDec 30, 2025
Previous Close13.14
YTD Return2.01%
1-Year Return12.36%
5-Year Return26.15%
52-Week Low11.03
52-Week High13.20
Beta (5Y)0.57
Holdings22
Inception DateJul 1, 2005

About SWCRX

Schwab Target 2020 Fund is a mutual fund structured as a target-date fund, designed to provide investors with a diversified portfolio that gradually shifts its asset allocation over time. The fund primarily invests in a mix of affiliated Schwab and Laudus mutual funds, with occasional allocations to select unaffiliated third-party funds. Its main objective is to deliver capital appreciation and income, adjusting its portfolio to become more conservative as the target year approaches or passes. The fund’s holdings typically include a balanced mix of U.S. and international equities, investment-grade bonds, and real assets, aligning with the needs of investors who targeted retirement or another financial goal near the year 2020. With over $300 million in assets and a below-average risk rating, this fund provides broad exposure to major market sectors through a relatively low expense ratio, making it a staple in retirement and goal-based investment strategies among target-date offerings.

Fund Family Schwab
Category Target-Date 2020
Performance Rating Below Average
Risk Rating Average
Stock Exchange NASDAQ
Ticker Symbol SWCRX
Index Dow Jones US Total Stock Market TR

Performance

SWCRX had a total return of 12.36% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.93%.

Top 10 Holdings

82.82% of assets
NameSymbolWeight
Schwab U.S. Aggregate Bond Index FundSWAGX24.15%
Schwab S&P 500 Index FundSWPPX13.79%
Baird Aggregate Bond Fund Class InstitutionalBAGIX12.50%
Schwab Short-Term Bond Index FundSWSBX7.26%
Schwab Treasury Inflation Protected Securities Index FundSWRSX6.20%
Schwab International Opportunities FundSWMIX5.26%
Schwab International Core Equity FundSICNX4.13%
Schwab Select Large Cap Growth FundLGILX4.02%
Dodge & Cox Stock Fund Class IDODGX2.95%
Schwab Global Real Estate Fund™SWASX2.54%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Dec 30, 2025$1.3382Dec 30, 2025
Dec 30, 2024$1.1476Dec 30, 2024
Dec 28, 2023$0.9096Dec 28, 2023
Dec 29, 2022$0.7444Dec 29, 2022
Dec 30, 2021$1.1455Dec 30, 2021
Dec 30, 2020$0.5893Dec 30, 2020
Full Dividend History