Schwab Target 2030 Fund (SWDRX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
17.51
+0.05 (0.29%)
At close: Feb 13, 2026
Fund Assets1.02B
Expense Ratio0.40%
Min. Investment$0.00
Turnover12.00%
Dividend (ttm)1.42
Dividend Yield8.09%
Dividend Growth38.45%
Payout FrequencyAnnual
Ex-Dividend DateDec 30, 2025
Previous Close17.46
YTD Return2.64%
1-Year Return14.90%
5-Year Return36.40%
52-Week Low13.91
52-Week High17.57
Beta (5Y)0.73
Holdings23
Inception DateJul 1, 2005

About SWDRX

The Schwab Target 2030 Fund is a target-date mutual fund designed to provide a diversified investment solution for individuals planning to reach a financial objective around the year 2030. Its primary function is to deliver capital appreciation and income through a dynamic asset allocation strategy that becomes increasingly conservative as the target date approaches, aligning with the needs of investors nearing retirement or another significant milestone. This fund achieves broad diversification by investing predominantly in a mix of other Schwab and Laudus mutual funds, along with selected unaffiliated funds, offering exposure to domestic and international equities, fixed income securities, and real estate assets. The portfolio currently consists of approximately 23 holdings, with significant allocations to major Schwab index funds and asset classes such as large-cap U.S. equities, U.S. and global bonds, and international equities. The fund is notable for its adaptive allocation process, portfolio rebalancing, and emphasis on risk management, positioning it as a convenient core holding for investors seeking a professionally managed, all-in-one retirement solution within the Target-Date 2030 category.

Fund Family Schwab
Category Target-Date 2030
Performance Rating Average
Risk Rating Average
Stock Exchange NASDAQ
Ticker Symbol SWDRX
Index Dow Jones US Total Stock Market TR

Performance

SWDRX had a total return of 14.90% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.03%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

SymbolProviderNameExpense Ratio
FCTDXFidelityStrategic Advisers Fidelity U.S. Total Stock Fund0.35%
FSKAXFidelityFidelity Total Market Index Fund0.02%

Top 10 Holdings

75.87% of assets
NameSymbolWeight
Schwab S&P 500 Index FundSWPPX17.03%
Schwab U.S. Aggregate Bond Index FundSWAGX15.57%
Schwab International Opportunities FundSWMIX8.50%
Baird Aggregate Bond Fund Class InstitutionalBAGIX6.69%
Schwab International Core Equity FundSICNX6.41%
Schwab Select Large Cap Growth FundLGILX5.51%
Schwab Short-Term Bond Index FundSWSBX4.57%
Dodge & Cox Stock Fund Class IDODGX4.02%
PIMCO International Bond Fund (U.S. Dollar-Hedged) Institutional ClassPFORX3.85%
Allspring Core Plus Bond Fund Class R6STYJX3.71%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Dec 30, 2025$1.4173Dec 30, 2025
Dec 30, 2024$1.0237Dec 30, 2024
Dec 28, 2023$0.6628Dec 28, 2023
Dec 29, 2022$0.938Dec 29, 2022
Dec 30, 2021$1.2345Dec 30, 2021
Dec 30, 2020$0.5475Dec 30, 2020
Full Dividend History