Schwab Target 2025 Fund (SWHRX)
| Fund Assets | 427.18M |
| Expense Ratio | 0.34% |
| Min. Investment | $0.00 |
| Turnover | 12.00% |
| Dividend (ttm) | 1.48 |
| Dividend Yield | 9.92% |
| Dividend Growth | 32.68% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 14.90 |
| YTD Return | 2.12% |
| 1-Year Return | 12.80% |
| 5-Year Return | 28.91% |
| 52-Week Low | 12.43 |
| 52-Week High | 14.97 |
| Beta (5Y) | 0.64 |
| Holdings | 22 |
| Inception Date | Mar 12, 2008 |
About SWHRX
The Schwab Target 2025 Fund is a target-date mutual fund designed to provide a diversified investment solution tailored to individuals expecting to retire around the year 2025. Its main objective is to balance capital appreciation and income, adjusting its asset allocation over time to gradually reduce risk as the target retirement date approaches. The fund invests primarily in a mix of affiliated Schwab and Laudus mutual funds, with the portfolio currently allocated to a blend of U.S. and international equities, a variety of bond funds, and real estate exposure. Notable holdings include major index funds, such as those tracking the S&P 500 and U.S. Aggregate Bond markets, as well as inflation-protected securities and select active management strategies. This structure supports a steady transition from higher-growth assets to a more conservative profile suitable for retirees initiating withdrawals. The Schwab Target 2025 Fund plays a significant role in the retirement planning market, offering investors a professionally managed, all-in-one portfolio that automatically adapts to changing risk needs as the retirement date draws near.
Performance
SWHRX had a total return of 12.80% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.79%.
Top 10 Holdings
82.42% of assets| Name | Symbol | Weight |
|---|---|---|
| Schwab U.S. Aggregate Bond Index Fund | SWAGX | 23.10% |
| Schwab S&P 500 Index Fund | SWPPX | 14.47% |
| Baird Aggregate Bond Fund Class Institutional | BAGIX | 11.52% |
| Schwab Short-Term Bond Index Fund | SWSBX | 7.00% |
| Schwab Treasury Inflation Protected Securities Index Fund | SWRSX | 6.01% |
| Schwab International Opportunities Fund | SWMIX | 5.71% |
| Schwab International Core Equity Fund | SICNX | 4.47% |
| Schwab Select Large Cap Growth Fund | LGILX | 4.18% |
| Dodge & Cox Stock Fund Class I | DODGX | 3.04% |
| Allspring Core Plus Bond Fund Class R6 | STYJX | 2.93% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $1.4835 | Dec 30, 2025 |
| Dec 30, 2024 | $1.1181 | Dec 30, 2024 |
| Dec 28, 2023 | $0.7358 | Dec 28, 2023 |
| Dec 29, 2022 | $0.7458 | Dec 29, 2022 |
| Dec 30, 2021 | $1.0517 | Dec 30, 2021 |
| Dec 30, 2020 | $0.4647 | Dec 30, 2020 |