Schwab Monthly Income Target Payout (SWJRX)
| Fund Assets | 45.57M |
| Expense Ratio | 0.26% |
| Min. Investment | $0.00 |
| Turnover | 14.00% |
| Dividend (ttm) | 0.50 |
| Dividend Yield | 4.80% |
| Dividend Growth | 14.01% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Sep 30, 2025 |
| Previous Close | 10.44 |
| YTD Return | 8.66% |
| 1-Year Return | 3.60% |
| 5-Year Return | 24.88% |
| 52-Week Low | 9.49 |
| 52-Week High | 10.49 |
| Beta (5Y) | 0.54 |
| Holdings | 11 |
| Inception Date | Mar 28, 2008 |
About SWJRX
Schwab Monthly Income Fund – Target Payout is a multi-asset mutual fund designed to deliver a steady stream of current income, while also aiming for capital appreciation as a secondary objective. The fund pursues a targeted annual payout of approximately 5% during most market environments, making it particularly suitable for those seeking regular, predictable monthly distributions. Its portfolio maintains a balanced allocation of roughly 50% equity and 50% fixed income, combining exposure to dividend-oriented stocks, high-yield and aggregate bond instruments, global real estate, preferred securities, and money market funds. Investments are made through a blend of Schwab and Laudus mutual funds and ETFs, diversifying across asset classes and sectors. Managed with input from Schwab Asset Management, Cohen & Steers, and T. Rowe Price, the fund emphasizes low costs and broad diversification. With no minimum investment required, it serves a role as an accessible, income-focused solution for a wide range of income-oriented investors in the global allocation category.
Performance
SWJRX had a total return of 3.60% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.58%.
Top 10 Holdings
99.08% of assets| Name | Symbol | Weight |
|---|---|---|
| Schwab International Dividend Equity ETF | SCHY | 20.14% |
| Schwab US Dividend Equity ETF | SCHD | 20.13% |
| Schwab US Aggregate Bond Index | SWAGX | 16.74% |
| Schwab High Yield Bond ETF | SCYB | 11.03% |
| Cohen & Steers Preferred Sec & Inc I | CPXIX | 7.05% |
| Schwab Global Real Estate | SWASX | 6.90% |
| Schwab Long-Term U.S. Treasury ETF | SCHQ | 6.71% |
| T. Rowe Price Instl Floating Rate | RPIFX | 6.06% |
| Schwab 5-10 Year Corporate Bond ETF | SCHI | 2.95% |
| Schwab Government Money Market Fund | SGUXX | 1.37% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Sep 30, 2025 | $0.0414 | Sep 30, 2025 |
| Aug 29, 2025 | $0.0414 | Aug 29, 2025 |
| Jul 31, 2025 | $0.0414 | Jul 31, 2025 |
| Jun 30, 2025 | $0.0415 | Jun 30, 2025 |
| May 30, 2025 | $0.0415 | May 30, 2025 |
| Apr 30, 2025 | $0.0415 | Apr 30, 2025 |