Schwab Target 2015 Index Fund (SWYBX)
| Fund Assets | 84.72M |
| Expense Ratio | 0.08% |
| Min. Investment | $0.00 |
| Turnover | 24.00% |
| Dividend (ttm) | 0.61 |
| Dividend Yield | 4.43% |
| Dividend Growth | 31.70% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 13.72 |
| YTD Return | 1.93% |
| 1-Year Return | 12.08% |
| 5-Year Return | 26.49% |
| 52-Week Low | 11.61 |
| 52-Week High | 13.76 |
| Beta (5Y) | 0.54 |
| Holdings | 9 |
| Inception Date | Aug 25, 2016 |
About SWYBX
Schwab Target 2015 Index Fund is a mutual fund designed as a target-date retirement solution, primarily aiming to provide capital appreciation and income for investors approaching or in retirement around the year 2015. This fund follows a strategy where asset allocation becomes increasingly conservative as the target date nears, reflecting a shift from equities towards fixed income and cash equivalent assets. Its holdings are predominantly a diversified mix of affiliated Schwab exchange-traded funds (ETFs), with current allocations favoring U.S. aggregate bonds, large-cap equities, international equities, and short-term U.S. Treasuries. Sectors represented include information technology, healthcare, industrials, and financials, while the fund's substantial bond exposure helps lower overall portfolio risk. The fund plays a significant role for investors nearing retirement, as its design seeks to balance growth with preservation of capital during the early withdrawal phase, aligning with lifecycle investment models commonly used in employer-sponsored retirement plans and individual retirement accounts.
Performance
SWYBX had a total return of 12.08% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.83%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Schwab US Aggregate Bond ETF | SCHZ | 45.87% |
| Schwab U.S. Large-Cap ETF | SCHX | 26.08% |
| Schwab International Equity ETF | SCHF | 8.61% |
| Schwab Short-Term US Treasury ETF | SCHO | 6.55% |
| Schwab US TIPS ETF | SCHP | 6.12% |
| Schwab U.S. REIT ETF | SCHH | 2.74% |
| Schwab Government Money Market Fund | SGUXX | 1.78% |
| Schwab U.S. Small-Cap ETF | SCHA | 1.56% |
| Usd | n/a | 0.69% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $0.6095 | Dec 30, 2025 |
| Dec 30, 2024 | $0.4628 | Dec 30, 2024 |
| Dec 28, 2023 | $0.2887 | Dec 28, 2023 |
| Dec 29, 2022 | $0.2881 | Dec 29, 2022 |
| Dec 30, 2021 | $0.3585 | Dec 30, 2021 |
| Dec 30, 2020 | $0.2897 | Dec 30, 2020 |