Schwab Target 2025 Index Fund (SWYDX)
| Fund Assets | 634.75M |
| Expense Ratio | 0.08% |
| Min. Investment | $0.00 |
| Turnover | 23.00% |
| Dividend (ttm) | 0.82 |
| Dividend Yield | 5.25% |
| Dividend Growth | 68.05% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 15.64 |
| YTD Return | 2.15% |
| 1-Year Return | 12.82% |
| 5-Year Return | 30.79% |
| 52-Week Low | 13.03 |
| 52-Week High | 15.70 |
| Beta (5Y) | 0.62 |
| Holdings | 9 |
| Inception Date | Aug 25, 2016 |
About SWYDX
Schwab Target 2025 Index Fund Institutional Shares is a target-date mutual fund designed to align with investors planning to retire around the year 2025. Managed by Charles Schwab Investment Management, this fund primarily invests in a diversified mix of underlying Schwab exchange-traded funds (ETFs) that collectively track major equity and fixed income market indexes. Its portfolio features broad exposure to U.S. large-cap stocks, international equities, U.S. aggregate bonds, short-term treasuries, TIPS, REITs, and small-cap stocks, with a significant tilt toward bonds as the target date approaches. The asset allocation is managed to gradually shift from higher equity exposure to a more conservative blend, prioritizing capital preservation and stable income for those nearing or entering retirement. Known for its low expense ratio and institutional share accessibility, the fund plays a strategic role in retirement planning by providing professional rebalancing and a one-stop solution for diversified investing as retirement needs evolve.
Performance
SWYDX had a total return of 12.82% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.18%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Schwab US Aggregate Bond ETF | SCHZ | 42.66% |
| Schwab U.S. Large-Cap ETF | SCHX | 28.68% |
| Schwab International Equity ETF | SCHF | 10.47% |
| Schwab Short-Term US Treasury ETF | SCHO | 5.90% |
| Schwab US TIPS ETF | SCHP | 5.59% |
| Schwab U.S. REIT ETF | SCHH | 3.09% |
| Schwab U.S. Small-Cap ETF | SCHA | 1.78% |
| Schwab Government Money Market Fund | SGUXX | 1.28% |
| Usd | n/a | 0.54% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $0.8236 | Dec 30, 2025 |
| Dec 30, 2024 | $0.4901 | Dec 30, 2024 |
| Dec 28, 2023 | $0.3527 | Dec 28, 2023 |
| Dec 29, 2022 | $0.2843 | Dec 29, 2022 |
| Dec 30, 2021 | $0.2826 | Dec 30, 2021 |
| Dec 30, 2020 | $0.2432 | Dec 30, 2020 |