Schwab Target 2030 Index Fund (SWYEX)
| Fund Assets | 1.54B |
| Expense Ratio | 0.08% |
| Min. Investment | $0.00 |
| Turnover | 15.00% |
| Dividend (ttm) | 0.44 |
| Dividend Yield | 2.45% |
| Dividend Growth | 8.33% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 18.01 |
| YTD Return | 2.56% |
| 1-Year Return | 14.90% |
| 5-Year Return | 38.87% |
| 52-Week Low | 14.35 |
| 52-Week High | 18.12 |
| Beta (5Y) | n/a |
| Holdings | 10 |
| Inception Date | Aug 25, 2016 |
About SWYEX
Schwab Target 2030 Index Fund Institutional Shares is a passively managed target-date mutual fund designed for investors planning to retire around the year 2030. The fund pursues a diversified investment approach by allocating its assets across a broad mix of U.S. and international stocks, bonds, and cash equivalents, aiming to balance growth and capital preservation as the target date approaches. As of July 2025, approximately 59% of the portfolio is allocated to equities and about 40% to fixed income, with a minor cash component. Noteworthy features include its notably low net expense ratio of 0.08% and a portfolio constructed primarily from underlying Schwab exchange-traded funds, emphasizing both large-cap U.S. equities and investment-grade bonds. The fund’s asset allocation will gradually become more conservative over time, reducing equity exposure in favor of fixed income and cash as 2030 nears, aligning with typical retirement investment glidepaths. Offering no minimum initial investment, the fund serves as an all-in-one solution for investors seeking a professionally managed, cost-efficient portfolio tailored to a specific retirement horizon, while maintaining broad diversification across regions and asset classes.
Performance
SWYEX had a total return of 14.90% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.08%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Schwab U.S. Large-Cap ETF | SCHX | 36.13% |
| Schwab US Aggregate Bond ETF | SCHZ | 34.83% |
| Schwab International Equity ETF | SCHF | 14.15% |
| Schwab U.S. REIT ETF | SCHH | 3.95% |
| Schwab Short-Term US Treasury ETF | SCHO | 2.78% |
| Schwab U.S. Small-Cap ETF | SCHA | 2.67% |
| Schwab US TIPS ETF | SCHP | 2.09% |
| Schwab Emerging Markets Equity ETF | SCHE | 1.91% |
| Usd | n/a | 0.83% |
| Schwab Government Money Market Fund | SGUXX | 0.67% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $0.4421 | Dec 30, 2025 |
| Dec 30, 2024 | $0.4081 | Dec 30, 2024 |
| Dec 28, 2023 | $0.3325 | Dec 28, 2023 |
| Dec 29, 2022 | $0.2737 | Dec 29, 2022 |
| Dec 30, 2021 | $0.2867 | Dec 30, 2021 |
| Dec 30, 2020 | $0.3464 | Dec 30, 2020 |