About SWYLX
Schwab Target 2020 Index Fund is a target-date mutual fund designed to provide a diversified investment portfolio aligned for investors approaching retirement around the year 2020. Its primary function is to balance capital appreciation and income generation, adjusting its asset allocation over time to become more conservative as the target date is reached. The fund invests primarily across a mix of index-based underlying funds, including U.S. large-cap and small-cap equities, international equities, U.S. aggregate bonds, Treasury securities, inflation-protected bonds, real estate investment trusts, and money market instruments. This broad diversification aims to manage risk as investors near retirement. With a notably low expense ratio, the fund is positioned in the Target-Date 2020 category and caters to retirement savers seeking a passive, low-cost solution. Schwab Target 2020 Index Fund plays a significant role in the market by offering a straightforward, set-it-and-forget-it retirement investment choice, leveraging index strategies for both growth and risk management throughout the pre- and post-retirement phases.
Fund Family Schwab
Category Target-Date 2020
Performance Rating Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol SWYLX
Index Dow Jones US Total Stock Market TR
SWYLX had a total return of 11.43% in the past year, including dividends. Since the fund's
inception, the average annual return has been 9.54%.
