Schwab Target 2065 Index Fund (SWYOX)
| Fund Assets | 303.67M |
| Expense Ratio | 0.08% |
| Min. Investment | $0.00 |
| Turnover | 14.00% |
| Dividend (ttm) | 0.27 |
| Dividend Yield | 1.80% |
| Dividend Growth | 25.82% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 15.16 |
| YTD Return | 4.04% |
| 1-Year Return | 19.45% |
| 5-Year Return | n/a |
| 52-Week Low | 10.73 |
| 52-Week High | 15.35 |
| Beta (5Y) | n/a |
| Holdings | 7 |
| Inception Date | Feb 25, 2021 |
About SWYOX
Schwab Target 2065 Index Fund is a target date mutual fund designed to provide a comprehensive investment solution for individuals planning to retire around the year 2065. Its primary purpose is to offer a diversified portfolio that seeks capital appreciation and income, managed according to the evolving needs of investors approaching retirement. The fund predominantly invests in affiliated Schwab exchange-traded funds, which collectively provide exposure to U.S. large-cap equities, international equities, emerging markets, small-cap stocks, real estate investment trusts (REITs), and fixed income assets. The asset allocation is designed to be dynamic, starting with a high emphasis on equities to maximize growth potential in the early years, and gradually shifting toward a more conservative mix with increased fixed income and cash equivalents as the target retirement date nears. This strategy is known as a glide path and helps align risk and return throughout an investor’s lifecycle. With a low expense ratio and automatic rebalancing, the fund offers a cost-efficient and maintenance-light option for long-term retirement savers. The Schwab Target 2065 Index Fund plays a significant role in the market by simplifying retirement investing for individuals, ensuring broad diversification and professional management as retirement approaches.
Performance
SWYOX had a total return of 19.45% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.53%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Schwab U.S. Large-Cap ETF | SCHX | 52.16% |
| Schwab International Equity ETF | SCHF | 24.84% |
| Schwab Emerging Markets Equity ETF | SCHE | 7.27% |
| Schwab U.S. Small-Cap ETF | SCHA | 6.78% |
| Schwab U.S. REIT ETF | SCHH | 5.83% |
| Schwab US Aggregate Bond ETF | SCHZ | 2.50% |
| Usd | n/a | 0.62% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $0.2734 | Dec 30, 2025 |
| Dec 30, 2024 | $0.2173 | Dec 30, 2024 |
| Dec 28, 2023 | $0.1993 | Dec 28, 2023 |
| Dec 29, 2022 | $0.1645 | Dec 29, 2022 |
| Dec 30, 2021 | $0.1405 | Dec 30, 2021 |