Diamond Trust Bank Kenya Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	60,456	59,695	53,312	40,067	33,904	31,090
Interest Paid on Deposits	28,990	31,304	25,737	17,180	13,912	11,782
Net Interest Income	32,197	28,391	27,575	22,887	19,993	19,308
Net Interest Income Growth (YoY)	11.77%	2.96%	20.48%	14.48%	3.55%	-3.84%
Gain (Loss) on Sale of Assets	4.63	4.63	-7.81	-9.43	-133.71	-5.62
Gain (Loss) on Sale of Investments	7.32	7.32	193.83	-10.59	215.29	-
Other Non-Interest Income	11,186	11,739	11,249	8,642	6,113	5,840
Total Non-Interest Income	11,198	11,751	11,435	8,622	6,195	5,835
Non-Interest Income Growth (YoY)	-6.25%	2.76%	32.62%	39.19%	6.17%	6.63%
Revenues Before Loan Losses	43,395	40,142	39,010	31,509	26,187	25,143
Provision for Loan Losses	7,828	7,425	9,601	6,711	7,513	7,037
Revenue	35,567	32,717	29,409	24,798	18,674	18,106
Revenue Growth (YoY)	11.54%	11.25%	18.59%	32.79%	3.14%	-26.18%
Salaries and Employee Benefits	805.98	-	-	-	-	-
Occupancy Expenses	-120.56	-	-	-	-	-
Amortization of Goodwill & Intangibles	80.07	-	-	-	-	-
Selling, General & Administrative	243.31	-	-	-	-	-
Other Non-Interest Expense	21,975	21,547	20,436	15,290	12,070	13,573
Total Non-Interest Expense	22,966	21,532	20,406	15,273	12,049	13,534
EBT Excluding Unusual Items	12,601	11,185	9,003	9,525	6,626	4,572
Other Unusual Items	-	-	-	-	-	96.23
Pretax Income	12,601	11,185	9,003	9,525	6,626	4,668
Income Tax Expense	2,867	2,366	1,208	2,731	2,212	1,140
Earnings From Continuing Operations	9,734	8,819	7,795	6,794	4,413	3,529
Minority Interest in Earnings	-1,128	-1,177	-915.8	-732.86	-505.06	-281.09
Net Income	8,606	7,642	6,879	6,061	3,908	3,248
Net Income to Common	8,606	7,642	6,879	6,061	3,908	3,248
Net Income Growth	16.48%	11.09%	13.50%	55.08%	20.35%	-52.14%
Basic Shares Outstanding	280	280	280	280	280	280
Diluted Shares Outstanding	280	280	280	280	280	280
Shares Change (YoY)	-0.05%	-	-	-	-	-
EPS (Basic)	30.78	27.33	24.60	21.68	13.98	11.61
EPS (Diluted)	30.78	27.33	24.60	21.68	13.98	11.61
EPS Growth	16.54%	11.10%	13.48%	55.08%	20.40%	-52.16%
Dividend Per Share	-	7.000	6.000	5.000	3.000	-
Dividend Growth	-	16.67%	20.00%	66.67%	-	-
Effective Tax Rate	22.75%	21.15%	13.42%	28.67%	33.39%	24.41%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.