Diamond Trust Bank Kenya Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	33,362	59,695	53,312	40,067	33,904
Interest Income on Investments	27,635	-	-	-	-
Total Interest Income	60,997	59,695	53,312	40,067	33,904
Interest Paid on Deposits	25,322	31,304	25,737	17,180	13,912
Interest Paid on Borrowings	792.77	-	-	-	-
Total Interest Expense	26,115	31,304	25,737	17,180	13,912
Net Interest Income	34,883	28,391	27,575	22,887	19,993
Net Interest Income Growth (YoY)	22.86%	2.96%	20.48%	14.48%	3.55%
Gain (Loss) on Sale of Assets	-	4.63	-7.81	-9.43	-133.71
Gain (Loss) on Sale of Investments	-	7.32	193.83	-10.59	215.29
Other Non-Interest Income	11,809	11,739	11,249	8,642	6,113
Total Non-Interest Income	11,809	11,751	11,435	8,622	6,195
Non-Interest Income Growth (YoY)	0.50%	2.76%	32.62%	39.19%	6.17%
Revenues Before Loan Losses	46,692	40,142	39,010	31,509	26,187
Provision for Loan Losses	9,956	7,425	9,601	6,711	7,513
Revenue	36,736	32,717	29,409	24,798	18,674
Revenue Growth (YoY)	12.28%	11.25%	18.59%	32.79%	3.14%
Salaries and Employee Benefits	10,969	-	-	-	-
Occupancy Expenses	1,863	-	-	-	-
Amortization of Goodwill & Intangibles	634.05	-	-	-	-
Selling, General & Administrative	1,056	-	-	-	-
Other Non-Interest Expense	8,280	21,547	20,436	15,290	12,070
Total Non-Interest Expense	22,802	21,532	20,406	15,273	12,049
EBT Excluding Unusual Items	13,934	11,185	9,003	9,525	6,626
Pretax Income	13,934	11,185	9,003	9,525	6,626
Income Tax Expense	2,694	2,366	1,208	2,731	2,212
Earnings From Continuing Operations	11,240	8,819	7,795	6,794	4,413
Earnings From Discontinued Operations	-532.61	-	-	-	-
Minority Interest in Earnings	-1,300	-1,177	-915.8	-732.86	-505.06
Net Income	9,407	7,642	6,879	6,061	3,908
Net Income to Common	9,407	7,642	6,879	6,061	3,908
Net Income Growth	23.09%	11.09%	13.50%	55.08%	20.35%
Basic Shares Outstanding	280	280	280	280	280
Diluted Shares Outstanding	280	280	280	280	280
Shares Change (YoY)	-0.01%	-	-	-	-
EPS (Basic)	33.65	27.33	24.60	21.68	13.98
EPS (Diluted)	33.65	27.33	24.60	21.68	13.98
EPS Growth	23.13%	11.10%	13.48%	55.08%	20.40%
Dividend Per Share	9.000	7.000	6.000	5.000	3.000
Dividend Growth	28.57%	16.67%	20.00%	66.67%	-
Effective Tax Rate	19.34%	21.15%	13.42%	28.67%	33.39%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.