Family Bank Limited (NASE:FMLY)
Kenya · Delayed Price · Currency is KES 24.50
+2.10 (9.38%)
At close: Jun 26, 2026
Family Bank Income Statement
Financials in millions KES. Fiscal year is January - December.
Millions KES. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 16,534 | 25,170 | 20,959 | 16,211 | 13,820 | 11,156 |
Interest Paid on Deposits | 7,745 | 9,044 | 9,799 | 6,553 | 4,737 | 3,242 |
Net Interest Income | 17,102 | 16,126 | 11,160 | 9,658 | 9,083 | 7,915 |
Net Interest Income Growth (YoY) | 48.76% | 44.50% | 15.55% | 6.33% | 14.76% | 19.63% |
Income From Trading Activities | - | 330.91 | 610.65 | 1,031 | 664.66 | 297.42 |
Other Non-Interest Income | 4,175 | 3,572 | 3,170 | 2,663 | 2,380 | 2,556 |
Total Non-Interest Income | 4,175 | 3,903 | 3,781 | 3,694 | 3,045 | 2,854 |
Non-Interest Income Growth (YoY) | -12.44% | 3.23% | 2.34% | 21.33% | 6.69% | 12.93% |
Revenues Before Loan Losses | 21,277 | 20,029 | 14,941 | 13,353 | 12,128 | 10,769 |
Provision for Loan Losses | 2,043 | 2,563 | 1,380 | 2,075 | 1,307 | 1,276 |
| 19,235 | 17,466 | 13,560 | 11,278 | 10,821 | 9,493 | |
Revenue Growth (YoY) | 24.72% | 28.80% | 20.24% | 4.22% | 14.00% | 37.29% |
Salaries and Employee Benefits | 5,932 | - | 4,586 | 3,979 | 3,430 | 2,580 |
Occupancy Expenses | 382 | - | 1,617 | 1,505 | 1,461 | 1,391 |
Federal Deposit Insurance | - | - | 163.9 | 155.38 | 116.54 | 103.76 |
Amortization of Goodwill & Intangibles | 200.66 | - | 157.63 | 121.22 | 128.26 | 137.59 |
Selling, General & Administrative | 931.23 | - | 762.36 | 656.4 | 582.86 | 394.67 |
Other Non-Interest Expense | 4,626 | 11,136 | 2,356 | 1,665 | 1,357 | 1,548 |
Total Non-Interest Expense | 12,072 | 11,136 | 9,644 | 8,082 | 7,076 | 6,156 |
EBT Excluding Unusual Items | 7,163 | 6,330 | 3,916 | 3,196 | 3,745 | 3,337 |
Pretax Income | 7,163 | 6,330 | 3,916 | 3,196 | 3,745 | 3,337 |
Income Tax Expense | 1,232 | 952.2 | 455.82 | 687.89 | 1,531 | 1,028 |
Net Income | 5,931 | 5,378 | 3,461 | 2,508 | 2,214 | 2,309 |
Net Income to Common | 5,931 | 5,378 | 3,461 | 2,508 | 2,214 | 2,309 |
Net Income Growth | 64.71% | 55.42% | 37.98% | 13.29% | -4.11% | 98.59% |
Basic Shares Outstanding | 1,462 | 1,368 | 1,304 | 1,287 | 1,287 | 1,287 |
Diluted Shares Outstanding | 1,462 | 1,368 | 1,304 | 1,287 | 1,287 | 1,287 |
Shares Change (YoY) | 11.62% | 4.98% | 1.27% | - | - | - |
EPS (Basic) | 4.06 | 3.93 | 2.65 | 1.95 | 1.72 | 1.79 |
EPS (Diluted) | 4.06 | 3.93 | 2.65 | 1.95 | 1.72 | 1.79 |
EPS Growth | 47.56% | 48.04% | 36.25% | 13.29% | -4.11% | 98.59% |
Dividend Per Share | - | - | 0.850 | 0.560 | 0.620 | 0.830 |
Dividend Growth | - | - | 51.79% | -9.68% | -25.30% | - |
Effective Tax Rate | 17.20% | 15.04% | 11.64% | 21.52% | 40.89% | 30.81% |