Jubilee Holdings Ratios and Metrics

Market cap in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	27,540	24,278	12,574	13,407	14,404	22,956
Market Cap Growth	71.75%	93.08%	-6.22%	-6.92%	-37.25%	11.53%
Enterprise Value	17,689	15,445	6,720	11,341	10,932	16,451
PE Ratio	4.75	4.37	2.62	5.46	2.67	3.52
PS Ratio	0.83	0.73	0.41	0.62	0.69	0.63
PB Ratio	0.50	0.44	0.25	0.27	0.31	0.54
P/FCF Ratio	-	3.06	1.84	3.55	-	-
P/OCF Ratio	3.47	3.06	1.72	2.97	-	-
EV/Sales Ratio	0.53	0.47	0.22	0.52	0.52	0.45
EV/EBITDA Ratio	2.43	2.12	1.29	-	6.14	4.78
EV/EBIT Ratio	2.46	2.15	1.31	-	6.88	4.93
EV/FCF Ratio	-	1.95	0.98	3.00	-	-
Debt / Equity Ratio	-	-	0.01	0.01	0.04	0.05
Debt / EBITDA Ratio	-	-	0.06	-	0.91	0.64
Debt / FCF Ratio	-	-	0.05	0.11	-	-
Net Debt / Equity Ratio	-0.21	-0.21	-0.21	-0.18	-0.10	-0.11
Net Debt / EBITDA Ratio	-1.60	-1.60	-2.08	9.64	-2.54	-1.35
Net Debt / FCF Ratio	-1.47	-1.47	-1.59	-2.34	11.74	1.00
Quick Ratio	-	-	7.62	5.75	5.51	0.55
Current Ratio	-	-	8.61	6.73	7.18	0.69
Asset Turnover	0.14	0.14	0.15	0.12	0.13	0.24
Return on Equity (ROE)	10.40%	10.40%	9.31%	5.31%	12.32%	17.55%
Return on Assets (ROA)	1.93%	1.93%	1.59%	-0.35%	0.61%	1.38%
Return on Invested Capital (ROIC)	10.36%	10.36%	7.61%	-1.87%	2.88%	6.55%
Earnings Yield	20.16%	22.86%	38.12%	18.34%	37.51%	28.38%
FCF Yield	-	32.70%	54.44%	28.19%	-2.67%	-20.16%
Dividend Yield	3.95%	4.48%	8.24%	7.47%	5.60%	3.72%
Payout Ratio	-	-	21.62%	38.31%	11.19%	9.40%
Buyback Yield / Dilution	4.26%	4.24%	-	0.03%	-	-
Total Shareholder Return	8.20%	8.71%	8.24%	7.50%	5.60%	3.72%

Updated Dec 31, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.