KCB Group PLC (NASE: KCB)

KCB Group Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	28,908	459,637	213,288	58,029	58,440	63,202
Investment Securities	696,490	391,804	275,416	270,287	200,444	160,870
Trading Asset Securities	3,916	69	17,403	5,462	5,143	1,651
Total Investments	700,405	391,873	292,819	275,749	205,587	162,521
Gross Loans	1,053,199	1,204,546	934,753	745,227	660,172	586,173
Allowance for Loan Losses	-	-108,602	-71,485	-69,746	-64,917	-46,426
Net Loans	1,053,199	1,095,944	863,268	675,481	595,255	539,747
Property, Plant & Equipment	23,532	27,005	29,851	21,855	20,088	20,416
Goodwill	-	3,070	3,070	-	-	-
Other Intangible Assets	14,649	16,254	18,145	7,012	5,499	6,337
Investments in Real Estate	17,610	19,191	12,601	10,666	6,035	5,642
Other Receivables	-	48,354	34,404	16,499	36,128	31,979
Restricted Cash	55,197	53,783	45,156	41,171	35,671	48,152
Other Current Assets	117.89	10,941	11,623	9,935	6,810	6,534
Long-Term Deferred Tax Assets	43,116	38,464	25,758	22,382	17,647	12,861
Other Long-Term Assets	56,321	6,358	4,047	895	650	1,181
Total Assets	1,993,055	2,170,874	1,554,030	1,139,674	987,810	898,572
Accrued Expenses	-	10,956	9,679	-	4,795	8,664
Interest Bearing Deposits	1,564,826	1,778,717	1,228,204	884,958	786,892	706,954
Total Deposits	1,564,826	1,778,717	1,228,204	884,958	786,892	706,954
Current Portion of Long-Term Debt	-	10,426	204	683	398	2,276
Current Portion of Leases	-	998	1,353	505	498	500
Current Income Taxes Payable	3,653	3,668	-	5,644	-	-
Other Current Liabilities	4,820	8,600	8,221	30,210	9,633	25,292
Long-Term Debt	106,635	78,232	63,406	36,878	36,634	19,537
Long-Term Leases	-	4,799	4,520	6,176	6,360	5,608
Pension & Post-Retirement Benefits	1,062	601	585	458	177	-
Long-Term Deferred Tax Liabilities	2,831	3,459	4,492	655	-	-
Other Long-Term Liabilities	52,620	34,858	27,089	-	-	-
Total Liabilities	1,736,448	1,935,314	1,347,753	966,167	845,387	768,831
Common Stock	3,213	3,213	3,213	3,213	3,213	3,213
Additional Paid-In Capital	27,690	27,690	27,690	27,690	27,690	27,690
Retained Earnings	251,425	213,303	180,340	149,195	118,188	107,267
Comprehensive Income & Other	-33,376	-16,684	-11,042	-8,385	-6,668	-8,429
Total Common Equity	248,953	227,522	200,201	171,713	142,423	129,741
Minority Interest	7,655	8,038	6,076	1,794	-	-
Shareholders' Equity	256,608	235,560	206,277	173,507	142,423	129,741
Total Liabilities & Equity	1,993,055	2,170,874	1,554,030	1,139,674	987,810	898,572
Total Debt	106,635	94,455	69,483	44,242	43,890	27,921
Net Cash (Debt)	259,937	365,251	161,208	19,249	19,693	36,932
Net Cash Growth	-26.09%	126.57%	737.49%	-2.25%	-46.68%	31.05%
Net Cash Per Share	80.97	113.68	50.17	5.99	6.13	11.49
Filing Date Shares Outstanding	3,213	3,213	3,213	3,213	3,213	3,213
Total Common Shares Outstanding	3,213	3,213	3,213	3,213	3,213	3,213
Book Value Per Share	77.47	70.80	62.30	53.44	44.32	40.37
Tangible Book Value	234,303	208,198	178,986	164,701	136,924	123,404
Tangible Book Value Per Share	72.91	64.79	55.70	51.25	42.61	38.40

Source: S&P Capital IQ. Banks template. Financial Sources.