KCB Group Cash Flow Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	66,819	60,090	36,176	40,613	34,092
Depreciation & Amortization	6,910	7,679	7,452	4,642	3,875
Other Amortization	1,461	2,068	1,877	1,973	2,143
Gain (Loss) on Sale of Assets	-3,284	-79	-	7	-20
Provision for Credit Losses	-139	-643	-	-	-
Change in Trading Asset Securities	-33,920	15,596	-86,777	26,206	-45,420
Change in Other Net Operating Assets	-161,337	128,554	-298,258	-172,334	-85,278
Other Operating Activities	-6,951	3,843	5,365	123,907	1,861
Net Cash from Discontinued Operations	3,800	1,048	-	-	-
Operating Cash Flow	-126,832	217,910	-334,309	24,339	-88,747
Capital Expenditures	-4,048	-6,252	-1,726	-4,013	-2,746
Sale of Property, Plant and Equipment	278	79	35	7	31
Cash Acquisitions	-	-	-	-25,111	-4,846
Income (Loss) Equity Investments	-191	-246	-144	-675	-
Divestitures	-16,666	-	-	-	-
Purchase / Sale of Intangibles	-6,108	-3,883	-2,400	-3,780	-1,054
Investing Cash Flow	-26,544	-10,056	-4,091	-32,897	-8,615
Long-Term Debt Issued	35,593	18,645	17,043	20,535	-
Long-Term Debt Repaid	-16,209	-26,072	-7,126	-3,135	-4,308
Net Debt Issued (Repaid)	19,384	-7,427	9,917	17,400	-4,308
Common Dividends Paid	-11,247	-4,820	-3,213	-9,639	-3,213
Net Increase (Decrease) in Deposit Accounts	230,783	-353,696	583,754	156,056	98,066
Other Financing Activities	-5,547	-5,004	-5,303	-	-
Financing Cash Flow	226,946	-370,947	585,155	163,817	90,545
Foreign Exchange Rate Adjustments	2,072	-2,671	809	-	-328
Net Cash Flow	75,642	-165,764	247,564	155,259	-7,145
Free Cash Flow	-130,880	211,658	-336,035	20,326	-91,493
Free Cash Flow Margin	-75.48%	128.94%	-255.62%	17.46%	-96.39%
Free Cash Flow Per Share	-40.73	65.88	-104.59	6.33	-28.48
Cash Interest Paid	67,252	76,056	60,841	31,098	24,463
Cash Income Tax Paid	31,337	22,055	12,747	23,968	11,939

Source: S&P Global Market Intelligence. Banks template. Financial Sources.