Standard Chartered Bank Kenya Limited (NASE:SCBK)

NASE:SCBK Income Statement

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	36,727	38,816	32,352	25,473	22,285	23,734
Interest Income on Investments	75.02	-	-	-	-	-
Total Interest Income	36,802	38,816	32,352	25,473	22,285	23,734
Interest Paid on Deposits	5,062	5,550	3,508	3,691	3,874	4,971
Interest Paid on Borrowings	-307.78	-	-	-	-	-
Total Interest Expense	4,754	5,550	3,508	3,691	3,874	4,971
Net Interest Income	32,048	33,265	28,844	21,782	18,411	18,763
Net Interest Income Growth (YoY)	1.70%	15.33%	32.42%	18.31%	-1.88%	-1.89%
Income From Trading Activities	-	-	-	-	-	3,330
Gain (Loss) on Sale of Assets	12.33	12.33	3.36	2.52	0.74	0.56
Gain (Loss) on Sale of Investments	1,994	1,994	-2,502	801.84	590.72	14.81
Other Non-Interest Income	12,224	14,995	14,515	10,506	9,248	4,568
Total Non-Interest Income	14,231	17,002	12,016	11,311	9,840	7,913
Non-Interest Income Growth (YoY)	-2.16%	41.50%	6.23%	14.95%	24.34%	-10.33%
Revenues Before Loan Losses	46,279	50,267	40,860	33,093	28,251	26,677
Provision for Loan Losses	1,380	1,764	3,218	784.62	1,493	3,586
Revenue	44,899	48,504	37,642	32,308	26,758	23,091
Revenue Growth (YoY)	3.66%	28.85%	16.51%	20.74%	15.88%	-16.69%
Salaries and Employee Benefits	8,527	8,766	7,877	6,793	6,236	6,447
Occupancy Expenses	1,994	1,959	1,836	1,567	1,650	2,221
Amortization of Goodwill & Intangibles	-1.54	-	-	-	-	-
Selling, General & Administrative	8,673	8,689	7,979	6,505	6,093	5,670
Other Non-Interest Expense	210.78	-	-	-	-	-
Total Non-Interest Expense	19,403	19,414	17,692	14,865	13,979	14,338
EBT Excluding Unusual Items	25,496	29,090	19,950	17,443	12,779	8,753
Asset Writedown	-301.24	-301.24	-76.12	-130.19	-18.83	-20.36
Other Unusual Items	-	-	-	-	51.92	12.29
Pretax Income	24,615	28,208	19,668	17,103	12,598	7,396
Income Tax Expense	6,749	8,148	5,833	5,045	3,554	1,956
Net Income	17,866	20,061	13,835	12,058	9,044	5,440
Preferred Dividends & Other Adjustments	168	168	168	168	168	168
Net Income to Common	17,698	19,893	13,667	11,890	8,876	5,272
Net Income Growth	3.82%	44.99%	14.74%	33.33%	66.23%	-33.95%
Basic Shares Outstanding	378	378	378	378	378	378
Diluted Shares Outstanding	378	378	378	378	378	378
Shares Change (YoY)	0.30%	-	-	-	-	-
EPS (Basic)	46.78	52.65	36.17	31.47	23.49	13.95
EPS (Diluted)	46.78	52.65	36.17	31.47	23.49	13.95
EPS Growth	3.55%	45.55%	14.95%	33.96%	68.34%	-34.66%
Dividend Per Share	45.000	45.000	29.000	22.000	19.000	10.500
Dividend Growth	45.16%	55.17%	31.82%	15.79%	80.95%	-12.86%
Effective Tax Rate	27.42%	28.88%	29.66%	29.50%	28.21%	26.44%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.