NASE:SCBK Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,190	30,717	60,618	102,386	95,812	65,538
Investment Securities	111,620	96,902	98,003	63,834	104,731	91,015
Trading Asset Securities	12,629	11,050	4,050	6,694	1,387	5,067
Total Investments	124,249	107,952	102,053	70,528	106,119	96,082
Gross Loans	165,380	160,181	158,641	172,937	148,690	136,182
Allowance for Loan Losses	-	-5,874	-6,994	-9,775	-9,278	-10,207
Net Loans	165,380	154,307	151,647	163,162	139,413	125,975
Property, Plant & Equipment	3,359	1,998	3,256	2,970	2,961	3,196
Goodwill	-	1,112	1,112	1,112	1,112	1,112
Other Intangible Assets	5,705	4,132	4,404	3,904	2,991	2,787
Other Receivables	69,399	52,297	46,035	67,061	15,181	22,207
Restricted Cash	32,515	6,241	12,348	13,320	12,686	11,384
Other Current Assets	-	1,655	481.94	480.32	482.38	222
Long-Term Deferred Tax Assets	2,706	2,978	2,382	3,665	4,118	2,479
Other Long-Term Assets	6,762	101.57	236.23	374.6	385.93	3,890
Total Assets	413,266	363,492	384,574	428,962	381,260	334,872
Accrued Expenses	-	-	33.96	48.89	96.43	32.28
Interest Bearing Deposits	323,265	60,221	78,520	70,027	68,574	64,663
Non-Interest Bearing Deposits	-	224,512	217,477	277,153	223,786	201,189
Total Deposits	323,265	284,732	295,997	347,180	292,360	265,852
Short-Term Borrowings	-	1,178	1,165	1,110	319.58	359.81
Current Portion of Long-Term Debt	9,044	4,273	8,088	9,758	7,756	-
Current Portion of Leases	-	115.46	39.3	117.22	5.4	3.34
Current Income Taxes Payable	1,242	28.43	1,742	-	2,655	361.91
Other Current Liabilities	1,496	1,543	581.89	3,360	16,695	5,056
Long-Term Debt	-	-	-	-	4,962	9,631
Long-Term Leases	-	310.79	190.08	153.49	274.41	360.73
Pension & Post-Retirement Benefits	7.5	-	-	-	-	-
Other Long-Term Liabilities	8,388	4,991	4,961	5,703	-	-
Total Liabilities	343,441	297,171	312,798	367,430	325,123	281,658
Preferred Stock, Convertible	-	280	280	280	280	280
Preferred Stock, Other	-	2,520	2,520	2,520	2,520	2,520
Total Preferred Equity	-	2,800	2,800	2,800	2,800	2,800
Common Stock	2,169	1,889	1,889	1,889	1,889	1,889
Additional Paid-In Capital	9,787	7,303	7,324	7,272	5,272	5,272
Retained Earnings	56,813	53,233	57,753	49,594	41,973	38,676
Comprehensive Income & Other	1,056	1,095	2,010	-23.37	4,202	4,577
Total Common Equity	69,825	63,520	68,976	58,732	53,337	50,414
Shareholders' Equity	69,825	66,320	71,776	61,532	56,137	53,214
Total Liabilities & Equity	413,266	363,492	384,574	428,962	381,260	334,872
Total Debt	9,044	5,877	9,482	11,138	13,317	10,355
Net Cash (Debt)	14,294	35,890	55,186	97,941	83,883	60,251
Net Cash Growth	53.87%	-34.97%	-43.65%	16.76%	39.22%	13.97%
Net Cash Per Share	37.79	94.99	146.05	259.21	222.00	159.46
Filing Date Shares Outstanding	377.85	377.85	377.85	377.85	377.85	377.85
Total Common Shares Outstanding	377.85	377.85	377.85	377.85	377.85	377.85
Book Value Per Share	184.79	168.11	182.55	155.44	141.16	133.42
Tangible Book Value	64,120	58,276	63,460	53,716	49,234	46,515
Tangible Book Value Per Share	169.70	154.23	167.95	142.16	130.30	123.10