Standard Chartered Bank Kenya Limited (NASE:SCBK)

NASE:SCBK Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	60,618	102,386	95,812	65,538	59,566
Investment Securities	-	98,003	63,834	104,731	91,015	94,853
Trading Asset Securities	-	4,050	6,694	1,387	5,067	5,687
Total Investments	-	102,053	70,528	106,119	96,082	100,539
Gross Loans	-	158,641	172,937	148,690	136,182	130,719
Allowance for Loan Losses	-	-6,994	-9,775	-9,278	-10,207	-9,195
Net Loans	-	151,647	163,162	139,413	125,975	121,524
Property, Plant & Equipment	-	3,256	2,970	2,961	3,196	3,634
Goodwill	-	1,112	1,112	1,112	1,112	1,112
Other Intangible Assets	-	4,404	3,904	2,991	2,787	1,911
Other Receivables	-	46,035	67,061	15,181	22,207	22,360
Restricted Cash	-	12,348	13,320	12,686	11,384	11,184
Other Current Assets	-	481.94	480.32	482.38	222	454.26
Long-Term Deferred Tax Assets	-	2,382	3,665	4,118	2,479	2,536
Other Long-Term Assets	-	236.23	374.6	385.93	3,890	784
Total Assets	-	384,574	428,962	381,260	334,872	325,605
Accrued Expenses	-	33.96	48.89	96.43	32.28	163.72
Interest Bearing Deposits	-	78,520	70,027	68,574	64,663	68,018
Non-Interest Bearing Deposits	-	217,477	277,153	223,786	201,189	188,934
Total Deposits	-	295,997	347,180	292,360	265,852	256,951
Short-Term Borrowings	-	1,165	1,110	319.58	359.81	647.84
Current Portion of Long-Term Debt	-	8,088	9,758	7,756	-	-
Current Portion of Leases	-	35.73	117.22	5.4	3.34	-
Current Income Taxes Payable	-	1,742	-	2,655	361.91	-
Other Current Liabilities	-	581.89	3,360	16,695	5,056	5,214
Long-Term Debt	-	-	-	4,962	9,631	11,209
Long-Term Leases	-	193.65	153.49	274.41	360.73	528.99
Other Long-Term Liabilities	-	4,961	5,703	-	-	-
Total Liabilities	-	312,798	367,430	325,123	281,658	274,715
Preferred Stock, Convertible	-	280	280	280	280	280
Preferred Stock, Other	-	2,520	2,520	2,520	2,520	2,520
Total Preferred Equity	-	2,800	2,800	2,800	2,800	2,800
Common Stock	-	1,889	1,889	1,889	1,889	1,889
Additional Paid-In Capital	-	7,324	7,272	5,272	5,272	5,272
Retained Earnings	-	57,753	49,594	41,973	38,676	36,016
Comprehensive Income & Other	-	2,010	-23.37	4,202	4,577	4,913
Total Common Equity	65,599	68,976	58,732	53,337	50,414	48,090
Shareholders' Equity	65,599	71,776	61,532	56,137	53,214	50,890
Total Liabilities & Equity	-	384,574	428,962	381,260	334,872	325,605
Total Debt	8,181	9,482	11,138	13,317	10,355	12,386
Net Cash (Debt)	6,057	55,186	97,941	83,883	60,251	52,867
Net Cash Growth	-7.58%	-43.65%	16.76%	39.22%	13.97%	89.07%
Net Cash Per Share	15.97	146.05	259.21	222.00	159.46	139.92
Filing Date Shares Outstanding	384.48	377.85	377.85	377.85	377.85	378
Total Common Shares Outstanding	384.48	377.85	377.85	377.85	377.85	378
Book Value Per Share	171.44	182.55	155.44	141.16	133.42	127.22
Tangible Book Value	59,859	63,460	53,716	49,234	46,515	45,067
Tangible Book Value Per Share	156.44	167.95	142.16	130.30	123.10	119.22

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.