NASE:SCBK Cash Flow Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	20,061	13,835	12,058	9,044	5,440
Depreciation & Amortization	384.49	378.64	435.96	738.57	922.26
Other Amortization	1,036	983.29	820.53	751.4	586.33
Gain (Loss) on Sale of Assets	-12.33	-3.36	-2.52	-0.74	-0.56
Gain (Loss) on Sale of Investments	-247.11	219.6	-96.57	-11.92	-
Total Asset Writedown	301.24	76.12	112.56	18.83	20.36
Provision for Credit Losses	-	-	-	-	11.97
Change in Trading Asset Securities	2,643	-5,306	-11,937	619.46	-2,917
Change in Other Net Operating Assets	-927.12	-47,010	5,376	-5,403	3,558
Other Operating Activities	2,301	-2,314	1,296	216.13	-351.68
Operating Cash Flow	25,768	-38,964	8,177	6,060	7,332
Operating Cash Flow Growth	-	-	34.94%	-17.35%	-
Capital Expenditures	-756.64	-637.62	-211.24	-154.9	-432.34
Sale of Property, Plant and Equipment	23.16	3.36	5.92	31.69	12.02
Purchase / Sale of Intangibles	-1,779	-1,897	-1,137	-1,831	-1,105
Investing Cash Flow	-2,513	-2,531	-1,343	-1,954	-1,525
Long-Term Debt Repaid	-111.23	-157.96	-169.71	-143.03	-97.85
Net Debt Issued (Repaid)	-111.23	-157.96	-169.71	-143.03	-97.85
Repurchase of Common Stock	-	-	-	-	-24.51
Common Dividends Paid	-11,713	-8,313	-7,557	-5,857	-2,576
Preferred Dividends Paid	-168.46	-168	-168	-251.31	-84.69
Total Dividends Paid	-11,882	-8,481	-7,725	-6,108	-2,661
Net Increase (Decrease) in Deposit Accounts	-47,163	63,974	13,410	8,972	28,064
Other Financing Activities	-176.38	-114.86	-87.32	-61.59	-107.1
Financing Cash Flow	-59,333	55,220	5,428	2,659	25,174
Net Cash Flow	-36,077	13,725	12,263	6,765	30,981
Free Cash Flow	25,011	-39,602	7,966	5,905	6,900
Free Cash Flow Growth	-	-	34.90%	-14.41%	-
Free Cash Flow Margin	51.57%	-105.21%	24.66%	22.07%	29.88%
Free Cash Flow Per Share	66.19	-104.81	21.08	15.63	18.26
Cash Interest Paid	5,637	4,242	4,057	4,057	5,211
Cash Income Tax Paid	5,881	8,195	3,789	3,429	2,377

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.