NASE:SCBK Ratios and Metrics

Market cap in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	129,886	112,316	105,704	61,212	53,938	48,461
Market Cap Growth	12.52%	6.26%	72.69%	13.48%	11.30%	-11.09%
Last Close Price	343.75	297.25	238.94	117.45	90.31	70.21
PE Ratio	10.59	9.03	5.31	4.48	4.54	5.46
PS Ratio	3.22	2.79	2.18	1.63	1.67	1.81
PB Ratio	1.96	1.69	1.47	1.00	0.96	0.91
P/FCF Ratio	-	-	4.23	-	6.77	8.21
P/OCF Ratio	-	-	4.10	-	6.60	8.00
Debt / Equity Ratio	0.06	0.06	0.13	0.18	0.24	0.20
Debt / FCF Ratio	-	-	0.38	-	1.67	1.75
Net Debt / Equity Ratio	-0.16	-0.16	-0.77	-1.59	-1.49	-1.13
Net Debt / FCF Ratio	0.57	0.57	-2.21	2.47	-10.53	-10.20
Return on Equity (ROE)	18.01%	18.01%	30.10%	23.52%	22.05%	17.38%
Return on Assets (ROA)	3.33%	3.33%	4.93%	3.42%	3.37%	2.74%
Earnings Yield	9.57%	11.07%	18.98%	22.60%	22.36%	18.66%
FCF Yield	-14.53%	-16.80%	23.66%	-64.70%	14.77%	12.19%
Dividend Yield	9.02%	10.43%	18.83%	24.69%	24.36%	27.06%
Payout Ratio	138.07%	138.07%	59.23%	61.30%	64.07%	67.54%
Buyback Yield / Dilution	-1.37%	-1.37%	-	-	-	-
Total Shareholder Return	7.65%	9.06%	18.83%	24.69%	24.36%	27.06%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.