Abbey Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	81,231	64,985	30,462	22,542	17,262	6,720
Market Cap Growth	28.41%	113.33%	35.13%	30.59%	156.87%	-0.95%
Last Close Price	8.00	6.29	2.27	1.65	1.27	0.77
PE Ratio	30.48	30.02	28.52	25.87	22.53	10.80
PS Ratio	10.46	10.54	8.03	6.84	5.43	3.08
PB Ratio	7.47	6.02	3.30	2.63	2.24	0.97
P/FCF Ratio	-	-	-	-	-	12.58
P/OCF Ratio	-	-	-	-	-	10.44
Debt / Equity Ratio	1.87	2.28	1.77	0.50	0.53	0.84
Debt / FCF Ratio	4.28	-	-	-	-	10.87
Net Debt / Equity Ratio	1.78	-1.86	0.16	-1.05	-3.15	-2.75
Net Debt / FCF Ratio	4.08	1.46	-0.14	0.28	18.47	-35.70
Return on Equity (ROE)	26.24%	21.63%	12.00%	10.71%	10.47%	12.10%
Return on Assets (ROA)	1.51%	1.73%	1.51%	1.79%	2.06%	2.35%
Earnings Yield	3.28%	3.33%	3.51%	3.86%	4.44%	9.26%
FCF Yield	-80.33%	-21.27%	-33.60%	-141.17%	-7.61%	7.95%
Dividend Yield	1.50%	1.91%	2.64%	2.42%	-	-
Payout Ratio	45.72%	28.14%	38.02%	-	-	-
Buyback Yield / Dilution	-4.27%	-	-	-	-44.56%	-10.83%
Total Shareholder Return	-2.79%	1.91%	2.64%	2.42%	-44.56%	-10.83%