Abbey Mortgage Bank Plc (NGX:ABBEYBDS)

Abbey Mortgage Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	29,955	13,945	12,768	27,840	24,393	8,795
Investment Securities	65,802	53,696	26,776	3,732	1,335	2,826
Trading Asset Securities	883.64	883.64	550.53	497.11	497.11	329.33
Total Investments	66,686	54,579	27,326	4,229	1,832	3,156
Gross Loans	9,893	12,317	14,583	5,647	6,782	5,626
Allowance for Loan Losses	-246.67	-246.67	-444.37	-487.37	-620.71	-837.53
Net Loans	9,646	12,071	14,138	5,160	6,161	4,788
Property, Plant & Equipment	1,438	1,479	1,352	1,324	1,128	1,093
Other Intangible Assets	256.46	270.25	73.99	65.47	12.01	16.62
Other Receivables	15.28	21.62	488.34	-	36.38	181.92
Restricted Cash	1,020	1,020	766.62	630.14	468.14	290.02
Other Current Assets	1,174	853.05	615.73	55.25	420.4	190.77
Other Long-Term Assets	15	12.58	13.69	554.32	9.33	9.74
Total Assets	110,206	84,251	57,542	39,858	34,460	18,520
Accounts Payable	536.21	507.21	462.82	374.51	377	200.19
Accrued Expenses	7.1	1.11	0.87	1.63	1.66	2.88
Interest Bearing Deposits	73,293	49,363	36,520	26,162	19,636	11,048
Non-Interest Bearing Deposits	5,065	4,538	3,530	1,466	1,641	3,581
Total Deposits	78,358	53,901	40,050	27,628	21,277	14,629
Short-Term Borrowings	12,428	10,965	10.03	3,738	5,578	-
Current Portion of Leases	1.67	-	-	0.92	14.22	7.19
Current Income Taxes Payable	52.08	125.68	83.84	63.99	49.33	21.61
Other Current Liabilities	265.1	152.78	74.11	37.18	12.62	34.24
Long-Term Debt	5,090	5,332	4,288	315.15	218.14	269.3
Long-Term Deferred Tax Liabilities	35.08	35.08	-	-	-	-
Other Long-Term Liabilities	4,000	4,000	4,000	-0	-	-
Total Liabilities	100,773	75,020	48,973	32,160	27,528	15,165
Common Stock	5,077	5,077	5,077	5,077	5,077	3,231
Additional Paid-In Capital	1,577	1,577	1,577	5,117	5,117	4,008
Retained Earnings	2,779	2,578	1,916	-2,496	-3,262	-3,884
Comprehensive Income & Other	-	-0	-	-	0	-
Shareholders' Equity	9,433	9,232	8,570	7,698	6,932	3,355
Total Liabilities & Equity	110,206	84,251	57,542	39,858	34,460	18,520
Total Debt	17,519	16,296	4,298	4,054	5,810	276.49
Net Cash (Debt)	13,320	-1,468	9,020	24,283	19,080	8,848
Net Cash Growth	-17.81%	-	-62.85%	27.27%	115.65%	401.81%
Net Cash Per Share	1.05	-0.14	0.89	2.39	2.72	1.40
Filing Date Shares Outstanding	10,154	10,154	10,154	10,154	10,154	6,462
Total Common Shares Outstanding	10,154	10,154	10,154	10,154	10,154	6,462
Book Value Per Share	0.93	0.91	0.84	0.76	0.68	0.52
Tangible Book Value	9,176	8,961	8,496	7,633	6,920	3,338
Tangible Book Value Per Share	0.90	0.88	0.84	0.75	0.68	0.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.