Abbey Mortgage Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	69,554	64,985	30,462	22,542	17,262	6,720
Market Cap Growth	-17.47%	113.33%	35.13%	30.59%	156.87%	-0.95%
Last Close Price	6.85	6.29	2.27	1.65	1.27	0.77
PE Ratio	27.39	30.02	28.52	25.87	22.53	10.80
PS Ratio	10.28	10.54	8.03	6.84	5.43	3.08
PB Ratio	6.05	6.02	3.30	2.63	2.24	0.97
P/FCF Ratio	-	-	-	-	-	12.58
P/OCF Ratio	-	-	-	-	-	10.44
Debt / Equity Ratio	2.14	2.28	1.77	0.50	0.53	0.84
Debt / FCF Ratio	-	-	-	-	-	10.87
Net Debt / Equity Ratio	-3.07	-1.86	0.16	-1.05	-3.15	-2.75
Net Debt / FCF Ratio	0.64	1.46	-0.14	0.28	18.47	-35.70
Return on Equity (ROE)	24.10%	21.63%	12.00%	10.71%	10.47%	12.10%
Return on Assets (ROA)	1.65%	1.73%	1.51%	1.79%	2.06%	2.35%
Earnings Yield	3.65%	3.33%	3.51%	3.86%	4.44%	9.26%
FCF Yield	-79.56%	-21.27%	-33.60%	-141.17%	-7.61%	7.95%
Dividend Yield	1.70%	1.91%	2.64%	2.42%	-	-
Payout Ratio	23.99%	28.14%	38.02%	-	-	-
Buyback Yield / Dilution	11.11%	-	-	-	-44.56%	-10.83%
Total Shareholder Return	12.82%	1.91%	2.64%	2.42%	-44.56%	-10.83%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.