Abbey Mortgage Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	May '25 May 12, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	77,474	30,462	22,542	17,262	6,720	6,785	Upgrade
Market Cap Growth	95.45%	35.13%	30.59%	156.87%	-0.95%	61.54%	Upgrade
Last Close Price	7.63	2.33	1.70	1.30	0.79	0.80	Upgrade
PE Ratio	35.68	28.52	25.87	22.53	10.80	-	Upgrade
PS Ratio	19.51	8.03	6.84	5.43	3.08	-2.33	Upgrade
PB Ratio	8.09	3.30	2.63	2.24	0.97	2.02	Upgrade
P/FCF Ratio	-	-	-	-	12.58	-	Upgrade
P/OCF Ratio	-	-	-	-	10.44	-	Upgrade
Debt / Equity Ratio	2.10	1.77	0.50	0.53	0.84	0.08	Upgrade
Debt / FCF Ratio	-	-	-	-	10.87	-	Upgrade
Return on Equity (ROE)	12.51%	12.00%	10.71%	10.47%	12.10%	-98.32%	Upgrade
Return on Assets (ROA)	1.49%	1.51%	1.79%	2.06%	2.35%	-27.95%	Upgrade
Earnings Yield	2.80%	3.51%	3.86%	4.44%	9.26%	-63.40%	Upgrade
FCF Yield	-25.73%	-79.15%	-141.17%	-7.61%	7.95%	-53.27%	Upgrade
Dividend Yield	0.79%	2.58%	2.36%	-	-	-	Upgrade
Payout Ratio	35.32%	38.02%	-	-	-	-	Upgrade
Buyback Yield / Dilution	9.52%	-	-	-44.56%	-10.83%	-50.90%	Upgrade
Total Shareholder Return	10.31%	2.58%	2.36%	-44.56%	-10.83%	-50.90%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.