Abbey Mortgage Bank Plc (NGX:ABBEYBDS)

Abbey Mortgage Bank Statistics

Total Valuation

NGX:ABBEYBDS has a market cap or net worth of NGN 69.05 billion.

Market Cap	69.05B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	May 13, 2025

Share Statistics

NGX:ABBEYBDS has 10.15 billion shares outstanding. The number of shares has increased by 53.64% in one year.

Current Share Class	10.15B
Shares Outstanding	10.15B
Shares Change (YoY)	+53.64%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 45.74.

PE Ratio	45.74
Forward PE	n/a
PS Ratio	14.62
PB Ratio	6.85
P/TBV Ratio	7.03
P/FCF Ratio	7.84
P/OCF Ratio	7.72
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.74%.

Return on Equity (ROE)	16.74%
Return on Assets (ROA)	1.64%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	31.48M
Profits Per Employee	10.69M
Employee Count	142
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:ABBEYBDS has paid 174.69 million in taxes.

Income Tax	174.69M
Effective Tax Rate	9.82%

Stock Price Statistics

The stock price has increased by +127.43% in the last 52 weeks. The beta is -0.78, so NGX:ABBEYBDS's price volatility has been lower than the market average.

Beta (5Y)	-0.78
52-Week Price Change	+127.43%
50-Day Moving Average	6.74
200-Day Moving Average	5.78
Relative Strength Index (RSI)	54.99
Average Volume (20 Days)	2,587,897

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:ABBEYBDS had revenue of NGN 4.72 billion and earned 1.60 billion in profits. Earnings per share was 0.15.

Revenue	4.72B
Gross Profit	4.68B
Operating Income	1.81B
Pretax Income	1.78B
Net Income	1.60B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.15

Balance Sheet

The company has 930.41 million in cash and 16.42 billion in debt, giving a net cash position of -15.49 billion or -1.53 per share.

Cash & Cash Equivalents	930.41M
Total Debt	16.42B
Net Cash	-15.49B
Net Cash Per Share	-1.53
Equity (Book Value)	10.07B
Book Value Per Share	3.97
Working Capital	-50.65B

Cash Flow

In the last 12 months, operating cash flow was 8.95 billion and capital expenditures -135.73 million, giving a free cash flow of 8.81 billion.

Operating Cash Flow	8.95B
Capital Expenditures	-135.73M
Free Cash Flow	8.81B
FCF Per Share	0.87

Margins

Gross Margin	n/a
Operating Margin	38.35%
Pretax Margin	37.67%
Profit Margin	33.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	186.64%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 0.88%.

Dividend Per Share	0.06
Dividend Yield	0.88%
Dividend Growth (YoY)	50.00%
Years of Dividend Growth	n/a
Payout Ratio	37.98%
Buyback Yield	-53.64%
Shareholder Yield	-52.76%
Earnings Yield	2.32%
FCF Yield	12.76%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4