ASO Savings and Loans Plc (NGX:ASOSAVINGS)
Nigeria · Delayed Price · Currency is NGN 1.070
0.00 (0.00%)
Inactive · Last trade price on Jan 15, 2026
ASO Savings and Loans Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest and Dividend Income | 1,251 | 1,343 | 1,156 | 1,272 | 998.8 | 830.86 |
Total Interest Expense | 614.37 | 1,185 | 1,010 | 437.03 | 2,209 | 2,667 |
Net Interest Income | 636.49 | 157.65 | 145.71 | 834.8 | -1,210 | -1,836 |
Commissions and Fees | 1,043 | 5.97 | 38.44 | 21.61 | 13.27 | 20.87 |
Other Revenue | -1,835 | 22.46 | 15.75 | 491.62 | - | - |
Revenue Before Loan Losses | -798.27 | 186.08 | 199.89 | 1,348 | -1,197 | -1,815 |
Provision for Loan Losses | 133.33 | 213.65 | 131.63 | 74.19 | -3,088 | 1,956 |
| -931.6 | -27.57 | 68.27 | 1,274 | 1,892 | -3,771 | |
Revenue Growth | - | - | -94.64% | -32.66% | - | - |
Salaries & Employee Benefits | 933.96 | 933.96 | 932.72 | 937.71 | 1,046 | 1,156 |
Cost of Services Provided | 7.78 | 301.66 | 314.54 | 275.76 | 202.83 | 198.07 |
Other Operating Expenses | 802.34 | 802.34 | 828.48 | 728.93 | 627.89 | 1,489 |
Total Operating Expenses | 1,770 | 2,064 | 2,108 | 1,973 | 1,904 | 2,873 |
Operating Income | -2,701 | -2,091 | -2,040 | -698.71 | -12.63 | -6,644 |
EBT Excluding Unusual Items | -2,701 | -2,091 | -2,040 | -698.71 | -12.63 | -6,644 |
Pretax Income | -522.62 | 107.92 | 112.52 | 104.45 | 18.86 | -5,972 |
Income Tax Expense | 25.06 | 25.06 | 23.39 | 19.39 | 1.08 | 3.99 |
Net Income | -547.68 | 82.86 | 89.13 | 85.07 | 17.79 | -5,976 |
Net Income to Common | -547.68 | 82.86 | 89.13 | 85.07 | 17.79 | -5,976 |
Net Income Growth | - | -7.04% | 4.78% | 378.27% | - | - |
Shares Outstanding (Basic) | - | 4,914 | 4,914 | 4,914 | 4,914 | - |
Shares Outstanding (Diluted) | - | 4,914 | 4,914 | 4,914 | 4,914 | - |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | - | 0.02 | 0.02 | 0.02 | 0.00 | - |
EPS (Diluted) | - | 0.02 | 0.02 | 0.02 | 0.00 | - |
EPS Growth | - | -7.03% | 4.78% | 378.34% | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Free Cash Flow | - | -4,020 | -5,596 | -2,374 | 5,433 | -7,454 |
Free Cash Flow Per Share | - | -0.82 | -1.14 | -0.48 | 1.11 | - |
Operating Margin | - | - | -2987.59% | -54.85% | -0.67% | - |
Profit Margin | - | - | 130.56% | 6.68% | 0.94% | - |
Free Cash Flow Margin | - | - | -8197.31% | -186.38% | 287.24% | - |
Effective Tax Rate | - | 23.22% | 20.79% | 18.56% | 5.70% | - |