Guinea Insurance Plc (NGX:GUINEAINS)
1.080
-0.040 (-3.57%)
At close: May 15, 2026
Guinea Insurance Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,942 | 1,930 | 1,967 | 1,469 | 940.66 | 879.62 |
Total Interest & Dividend Income | 622.99 | 656.32 | 327.86 | 194.56 | 62.78 | 87.01 |
Gain (Loss) on Sale of Investments | 50.32 | 52.77 | 2.11 | 7.69 | 9.29 | - |
Other Revenue | 57.11 | 16.76 | 38.49 | - | - | 71.39 |
| 2,673 | 2,656 | 2,335 | 1,672 | 1,013 | 1,038 | |
Revenue Growth (YoY) | 3.16% | 13.75% | 39.70% | 65.06% | -2.44% | 12.92% |
Policy Benefits | 687.25 | 215.35 | 368.19 | 386.43 | 109.19 | 48.21 |
Policy Acquisition & Underwriting Costs | 803.02 | 803.02 | 738.8 | 567.95 | 379.8 | 294.69 |
Amortization of Goodwill & Intangibles | 11.92 | 11.92 | 12.09 | 4.06 | 1.39 | - |
Depreciation & Amortization | 117.57 | 117.57 | 89.1 | 89.88 | 82.02 | 74 |
Selling, General & Administrative | 790.64 | 790.64 | 890.52 | 454.58 | 370.84 | 349.45 |
Other Operating Expenses | -222.09 | -247.83 | -288.42 | -284.8 | -142.79 | 41.06 |
Total Operating Expenses | 2,976 | 2,479 | 2,305 | 1,604 | 1,208 | 1,150 |
Operating Income | -303.58 | 177.49 | 30.66 | 67.64 | -195.6 | -112.3 |
Currency Exchange Gain (Loss) | -54.15 | -51.42 | 516.4 | 358.55 | 97.97 | 18.4 |
Other Non Operating Income (Expenses) | 0.13 | 0.13 | -0 | 20.81 | - | - |
EBT Excluding Unusual Items | -357.6 | 126.2 | 547.06 | 447.01 | -97.63 | -93.9 |
Gain (Loss) on Sale of Assets | 32.5 | 32.5 | - | 15.64 | 15.57 | 12.57 |
Asset Writedown | 216.5 | 216.5 | 357.36 | 37 | 6.7 | 21.3 |
Pretax Income | -108.6 | 375.2 | 904.41 | 499.65 | -75.36 | -60.03 |
Income Tax Expense | 21.07 | 21.9 | -32.14 | 21.88 | 7.92 | -36.54 |
Net Income | -129.67 | 353.3 | 936.55 | 477.77 | -83.27 | -23.49 |
Net Income to Common | -129.67 | 353.3 | 936.55 | 477.77 | -83.27 | -23.49 |
Net Income Growth | - | -62.28% | 96.03% | - | - | - |
Shares Outstanding (Basic) | 7,942 | 7,943 | 7,943 | 7,943 | 6,140 | 6,140 |
Shares Outstanding (Diluted) | 7,942 | 7,943 | 7,943 | 7,943 | 6,140 | 6,140 |
Shares Change (YoY) | -0.02% | - | - | 29.36% | - | - |
EPS (Basic) | -0.02 | 0.04 | 0.12 | 0.06 | -0.01 | -0.00 |
EPS (Diluted) | -0.02 | 0.04 | 0.12 | 0.06 | -0.01 | -0.00 |
EPS Growth | - | -62.28% | 96.03% | - | - | - |
Free Cash Flow | -607.6 | -527.33 | 71.67 | 512.32 | -122.97 | -293.26 |
Free Cash Flow Per Share | -0.08 | -0.07 | 0.01 | 0.07 | -0.02 | -0.05 |
Operating Margin | -11.36% | 6.68% | 1.31% | 4.05% | -19.31% | -10.82% |
Profit Margin | -4.85% | 13.30% | 40.11% | 28.58% | -8.22% | -2.26% |
Free Cash Flow Margin | -22.73% | -19.85% | 3.07% | 30.65% | -12.14% | -28.25% |
EBITDA | -181.01 | 295.05 | 119.76 | 161.58 | -112.2 | -38.3 |
EBITDA Margin | -6.77% | 11.11% | 5.13% | 9.67% | -11.08% | -3.69% |
D&A For EBITDA | 122.58 | 117.57 | 89.1 | 93.94 | 83.41 | 74 |
EBIT | -303.58 | 177.49 | 30.66 | 67.64 | -195.6 | -112.3 |
EBIT Margin | -11.36% | 6.68% | 1.31% | 4.05% | -19.31% | -10.82% |
Effective Tax Rate | - | 5.84% | - | 4.38% | - | - |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.