Guinea Insurance Plc (NGX:GUINEAINS)

Guinea Insurance Statistics

Total Valuation

NGX:GUINEAINS has a market cap or net worth of NGN 11.28 billion. The enterprise value is 9.88 billion.

Market Cap	11.28B
Enterprise Value	9.88B

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	n/a

Share Statistics

NGX:GUINEAINS has 7.94 billion shares outstanding.

Current Share Class	7.94B
Shares Outstanding	7.94B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+4.26%
Owned by Insiders (%)	0.04%
Owned by Institutions (%)	n/a
Float	2.35B

Valuation Ratios

The trailing PE ratio is 39.42.

PE Ratio	39.42
Forward PE	n/a
PS Ratio	3.10
PB Ratio	2.02
P/TBV Ratio	2.03
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 23.41, with an EV/FCF ratio of -17.49.

EV / Earnings	34.53
EV / Sales	2.72
EV / EBITDA	23.41
EV / EBIT	40.70
EV / FCF	-17.49

Financial Position

The company has a current ratio of 2.71

Current Ratio	2.71
Quick Ratio	2.33
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.30% and return on invested capital (ROIC) is 4.25%.

Return on Equity (ROE)	5.30%
Return on Assets (ROA)	2.16%
Return on Invested Capital (ROIC)	4.25%
Return on Capital Employed (ROCE)	4.30%
Weighted Average Cost of Capital (WACC)	4.44%
Revenue Per Employee	44.87M
Profits Per Employee	3.53M
Employee Count	81
Asset Turnover	0.52
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:GUINEAINS has paid 15.80 million in taxes.

Income Tax	15.80M
Effective Tax Rate	5.23%

Stock Price Statistics

The stock price has increased by +94.74% in the last 52 weeks. The beta is 0.03, so NGX:GUINEAINS's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	+94.74%
50-Day Moving Average	1.35
200-Day Moving Average	1.20
Relative Strength Index (RSI)	54.07
Average Volume (20 Days)	5,942,980

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:GUINEAINS had revenue of NGN 3.63 billion and earned 286.10 million in profits. Earnings per share was 0.04.

Revenue	3.63B
Gross Profit	1.73B
Operating Income	242.70M
Pretax Income	301.90M
Net Income	286.10M
EBITDA	421.89M
EBIT	242.70M
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 3.41 billion in cash and n/a in debt, with a net cash position of 1.40 billion or 0.18 per share.

Cash & Cash Equivalents	3.41B
Total Debt	n/a
Net Cash	1.40B
Net Cash Per Share	0.18
Equity (Book Value)	5.58B
Book Value Per Share	0.70
Working Capital	2.56B

Cash Flow

In the last 12 months, operating cash flow was -381.30 million and capital expenditures -183.52 million, giving a free cash flow of -564.82 million.

Operating Cash Flow	-381.30M
Capital Expenditures	-183.52M
Free Cash Flow	-564.82M
FCF Per Share	-0.07

Margins

Gross margin is 47.64%, with operating and profit margins of 6.68% and 7.87%.

Gross Margin	47.64%
Operating Margin	6.68%
Pretax Margin	8.31%
Profit Margin	7.87%
EBITDA Margin	11.61%
EBIT Margin	6.68%
FCF Margin	n/a

Dividends & Yields

NGX:GUINEAINS does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.54%
FCF Yield	-5.01%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4