Mutual Benefits Assurance Plc (NGX: MBENEFIT)

Mutual Benefits Assurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 12, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	12,237	10,632	5,417	6,620	3,017	2,223
Market Cap Growth	96.30%	96.30%	-18.18%	119.47%	35.67%	32.36%
Enterprise Value	-15,979	-12,679	-9,466	-1,455	-519	1,788
PE Ratio	2.46	2.14	1.80	-0.92	0.59	0.56
PS Ratio	0.31	0.27	0.16	0.32	0.13	0.11
PB Ratio	0.41	0.33	0.24	0.33	0.12	0.15
P/FCF Ratio	2.72	2.37	5.78	4.22	1.42	100.52
P/OCF Ratio	2.11	2.11	4.52	3.66	1.31	15.20
EV/Sales Ratio	-0.32	-0.32	-0.28	-0.07	-0.02	0.09
EV/EBITDA Ratio	-2.30	-2.30	-1.39	0.48	-0.13	0.41
EV/EBIT Ratio	-2.46	-2.46	-1.47	0.43	-0.14	0.47
EV/FCF Ratio	-3.56	-2.82	-10.10	-0.93	-0.24	80.85
Debt / Equity Ratio	0.01	0.01	0.02	0.12	0.16	0.46
Debt / EBITDA Ratio	0.07	0.07	0.06	-	0.94	1.55
Debt / FCF Ratio	0.09	0.09	0.43	1.49	1.84	305.28
Quick Ratio	1.25	1.25	1.06	1.08	0.82	1.09
Current Ratio	1.46	1.46	1.21	1.20	0.96	1.28
Asset Turnover	0.38	0.38	0.39	0.25	0.31	0.32
Return on Equity (ROE)	19.12%	19.12%	14.86%	-24.35%	26.05%	30.56%
Return on Assets (ROA)	3.10%	3.10%	4.56%	-2.54%	3.12%	3.77%
Return on Capital (ROIC)	11.62%	11.62%	17.90%	-8.32%	9.43%	12.95%
Earnings Yield	40.64%	46.78%	55.57%	-84.22%	170.12%	163.83%
FCF Yield	36.72%	42.27%	17.31%	23.72%	70.21%	0.99%
Buyback Yield / Dilution	-	-29.16%	-39.02%	-10.58%	-26.30%
Total Shareholder Return	-	-29.16%	-39.02%	-10.58%	-26.30%

Source: S&P Capital IQ. Insurance template. Financial Sources.