Prestige Assurance Plc (NGX:PRESTIGE)

Prestige Assurance Statistics

Total Valuation

NGX:PRESTIGE has a market cap or net worth of NGN 22.13 billion. The enterprise value is 20.76 billion.

Market Cap	22.13B
Enterprise Value	20.76B

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

NGX:PRESTIGE has 13.25 billion shares outstanding.

Current Share Class	13.25B
Shares Outstanding	13.25B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+9.54%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 36.32.

PE Ratio	36.32
Forward PE	n/a
PS Ratio	0.94
PB Ratio	1.09
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 46.54, with an EV/FCF ratio of -9.69.

EV / Earnings	34.07
EV / Sales	0.88
EV / EBITDA	46.54
EV / EBIT	81.35
EV / FCF	-9.69

Financial Position

The company has a current ratio of 0.83, with a Debt / Equity ratio of 0.00.

Current Ratio	0.83
Quick Ratio	0.17
Debt / Equity	0.00
Debt / EBITDA	0.00
Debt / FCF	-0.00
Interest Coverage	300.26

Financial Efficiency

Return on equity (ROE) is 3.08% and return on invested capital (ROIC) is 1.04%.

Return on Equity (ROE)	3.08%
Return on Assets (ROA)	0.42%
Return on Invested Capital (ROIC)	1.04%
Return on Capital Employed (ROCE)	1.24%
Weighted Average Cost of Capital (WACC)	4.51%
Revenue Per Employee	299.55M
Profits Per Employee	7.71M
Employee Count	79
Asset Turnover	0.63
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:PRESTIGE has paid 132.01 million in taxes.

Income Tax	132.01M
Effective Tax Rate	17.81%

Stock Price Statistics

The stock price has increased by +38.71% in the last 52 weeks. The beta is 0.05, so NGX:PRESTIGE's price volatility has been lower than the market average.

Beta (5Y)	0.05
52-Week Price Change	+38.71%
50-Day Moving Average	1.68
200-Day Moving Average	1.51
Relative Strength Index (RSI)	54.03
Average Volume (20 Days)	5,310,737

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:PRESTIGE had revenue of NGN 23.66 billion and earned 609.33 million in profits. Earnings per share was 0.05.

Revenue	23.66B
Gross Profit	2.43B
Operating Income	255.23M
Pretax Income	741.34M
Net Income	609.33M
EBITDA	405.52M
EBIT	255.23M
Earnings Per Share (EPS)	0.05

Balance Sheet

The company has 1.91 billion in cash and 1.93 million in debt, with a net cash position of 1.37 billion or 0.10 per share.

Cash & Cash Equivalents	1.91B
Total Debt	1.93M
Net Cash	1.37B
Net Cash Per Share	0.10
Equity (Book Value)	20.25B
Book Value Per Share	1.53
Working Capital	-2.86B

Cash Flow

In the last 12 months, operating cash flow was -2.10 billion and capital expenditures -47.14 million, giving a free cash flow of -2.14 billion.

Operating Cash Flow	-2.10B
Capital Expenditures	-47.14M
Free Cash Flow	-2.14B
FCF Per Share	-0.16

Margins

Gross margin is 10.26%, with operating and profit margins of 1.08% and 2.57%.

Gross Margin	10.26%
Operating Margin	1.08%
Pretax Margin	3.13%
Profit Margin	2.57%
EBITDA Margin	1.71%
EBIT Margin	1.08%
FCF Margin	n/a

Dividends & Yields

NGX:PRESTIGE does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.75%
FCF Yield	-9.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 22, 2020. It was a forward split with a ratio of 1.1818235537.

Last Split Date	Jun 22, 2020
Split Type	Forward
Split Ratio	1.1818235537

Scores

Altman Z-Score	n/a
Piotroski F-Score	2