Prestige Assurance Plc (NGX:PRESTIGE)

Prestige Assurance Statistics

Total Valuation

NGX:PRESTIGE has a market cap or net worth of NGN 17.76 billion. The enterprise value is 16.62 billion.

Market Cap	17.76B
Enterprise Value	16.62B

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

NGX:PRESTIGE has 13.25 billion shares outstanding.

Current Share Class	13.25B
Shares Outstanding	13.25B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-16.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 11.13.

PE Ratio	11.13
Forward PE	n/a
PS Ratio	0.63
PB Ratio	0.88
P/TBV Ratio	0.88
P/FCF Ratio	81.43
P/OCF Ratio	63.38
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 22.16, with an EV/FCF ratio of 76.19.

EV / Earnings	10.42
EV / Sales	0.59
EV / EBITDA	22.16
EV / EBIT	27.33
EV / FCF	76.19

Financial Position

The company has a current ratio of 0.86, with a Debt / Equity ratio of 0.00.

Current Ratio	0.86
Quick Ratio	0.19
Debt / Equity	0.00
Debt / EBITDA	0.00
Debt / FCF	0.01
Interest Coverage	300.31

Financial Efficiency

Return on equity (ROE) is 8.35% and return on invested capital (ROIC) is 1.99%.

Return on Equity (ROE)	8.35%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	1.99%
Return on Capital Employed (ROCE)	2.92%
Revenue Per Employee	359.25M
Profits Per Employee	20.19M
Employee Count	79
Asset Turnover	0.76
Inventory Turnover	n/a

Taxes

Income Tax	-243.76M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +139.29% in the last 52 weeks. The beta is -0.11, so NGX:PRESTIGE's price volatility has been lower than the market average.

Beta (5Y)	-0.11
52-Week Price Change	+139.29%
50-Day Moving Average	1.68
200-Day Moving Average	1.32
Relative Strength Index (RSI)	34.99
Average Volume (20 Days)	3,387,155

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:PRESTIGE had revenue of NGN 28.38 billion and earned 1.60 billion in profits. Earnings per share was 0.12.

Revenue	28.38B
Gross Profit	2.55B
Operating Income	607.83M
Pretax Income	1.35B
Net Income	1.60B
EBITDA	712.44M
EBIT	607.83M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 1.67 billion in cash and 1.93 million in debt, giving a net cash position of 1.14 billion or 0.09 per share.

Cash & Cash Equivalents	1.67B
Total Debt	1.93M
Net Cash	1.14B
Net Cash Per Share	0.09
Equity (Book Value)	20.14B
Book Value Per Share	1.52
Working Capital	-2.44B

Cash Flow

In the last 12 months, operating cash flow was 280.21 million and capital expenditures -62.13 million, giving a free cash flow of 218.08 million.

Operating Cash Flow	280.21M
Capital Expenditures	-62.13M
Free Cash Flow	218.08M
FCF Per Share	0.02

Margins

Gross margin is 8.98%, with operating and profit margins of 2.14% and 5.62%.

Gross Margin	8.98%
Operating Margin	2.14%
Pretax Margin	4.76%
Profit Margin	5.62%
EBITDA Margin	2.51%
EBIT Margin	2.14%
FCF Margin	0.77%

Dividends & Yields

NGX:PRESTIGE does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	8.98%
FCF Yield	1.23%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 22, 2020. It was a forward split with a ratio of 1.1818235537.

Last Split Date	Jun 22, 2020
Split Type	Forward
Split Ratio	1.1818235537

Scores

Altman Z-Score	n/a
Piotroski F-Score	5