Prestige Assurance Plc (NGX:PRESTIGE)

Prestige Assurance Statistics

Total Valuation

NGX:PRESTIGE has a market cap or net worth of NGN 23.46 billion. The enterprise value is 19.29 billion.

Market Cap	23.46B
Enterprise Value	19.29B

Important Dates

The last earnings date was Monday, July 28, 2025.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	n/a

Share Statistics

NGX:PRESTIGE has 13.25 billion shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	13.25B
Shares Outstanding	13.25B
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 24.22.

PE Ratio	24.22
Forward PE	n/a
PS Ratio	0.89
PB Ratio	1.18
P/TBV Ratio	1.18
P/FCF Ratio	25.26
P/OCF Ratio	22.51
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 58.35, with an EV/FCF ratio of 20.77.

EV / Earnings	19.92
EV / Sales	0.74
EV / EBITDA	58.35
EV / EBIT	118.21
EV / FCF	20.77

Financial Position

The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.00.

Current Ratio	0.85
Quick Ratio	0.27
Debt / Equity	0.00
Debt / EBITDA	0.01
Debt / FCF	0.00
Interest Coverage	78.32

Financial Efficiency

Return on equity (ROE) is 5.01% and return on invested capital (ROIC) is 0.53%.

Return on Equity (ROE)	5.01%
Return on Assets (ROA)	0.27%
Return on Invested Capital (ROIC)	0.53%
Return on Capital Employed (ROCE)	0.79%
Revenue Per Employee	332.04M
Profits Per Employee	12.26M
Employee Count	79
Asset Turnover	0.69
Inventory Turnover	n/a

Taxes

Income Tax	-447.49M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +240.39% in the last 52 weeks. The beta is -0.14, so NGX:PRESTIGE's price volatility has been lower than the market average.

Beta (5Y)	-0.14
52-Week Price Change	+240.39%
50-Day Moving Average	1.37
200-Day Moving Average	1.10
Relative Strength Index (RSI)	53.60
Average Volume (20 Days)	31,751,432

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:PRESTIGE had revenue of NGN 26.23 billion and earned 968.67 million in profits. Earnings per share was 0.07.

Revenue	26.23B
Gross Profit	2.44B
Operating Income	163.23M
Pretax Income	521.18M
Net Income	968.67M
EBITDA	296.53M
EBIT	163.23M
Earnings Per Share (EPS)	0.07

Balance Sheet

The company has 4.56 billion in cash and 1.93 million in debt, giving a net cash position of 4.16 billion or 0.31 per share.

Cash & Cash Equivalents	4.56B
Total Debt	1.93M
Net Cash	4.16B
Net Cash Per Share	0.31
Equity (Book Value)	19.90B
Book Value Per Share	1.50
Working Capital	-3.40B

Cash Flow

In the last 12 months, operating cash flow was 1.04 billion and capital expenditures -113.10 million, giving a free cash flow of 928.77 million.

Operating Cash Flow	1.04B
Capital Expenditures	-113.10M
Free Cash Flow	928.77M
FCF Per Share	0.07

Margins

Gross margin is 9.29%, with operating and profit margins of 0.62% and 3.69%.

Gross Margin	9.29%
Operating Margin	0.62%
Pretax Margin	1.99%
Profit Margin	3.69%
EBITDA Margin	1.13%
EBIT Margin	0.62%
FCF Margin	3.54%

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 1.02%.

Dividend Per Share	0.02
Dividend Yield	1.02%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	27.37%
Buyback Yield	-0.05%
Shareholder Yield	0.96%
Earnings Yield	4.13%
FCF Yield	3.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 22, 2020. It was a forward split with a ratio of 1.1818235537.

Last Split Date	Jun 22, 2020
Split Type	Forward
Split Ratio	1.1818235537

Scores

Altman Z-Score	n/a
Piotroski F-Score	6