Prestige Assurance Plc (NGX:PRESTIGE)

Prestige Assurance Statistics

Total Valuation

NGX:PRESTIGE has a market cap or net worth of NGN 21.73 billion. The enterprise value is 20.59 billion.

Market Cap	21.73B
Enterprise Value	20.59B

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

NGX:PRESTIGE has 13.25 billion shares outstanding. The number of shares has decreased by -3.32% in one year.

Current Share Class	13.25B
Shares Outstanding	13.25B
Shares Change (YoY)	-3.32%
Shares Change (QoQ)	-4.94%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 19.30.

PE Ratio	19.30
Forward PE	n/a
PS Ratio	0.77
PB Ratio	1.08
P/TBV Ratio	1.08
P/FCF Ratio	99.62
P/OCF Ratio	77.54
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 92.40, with an EV/FCF ratio of 94.37.

EV / Earnings	18.89
EV / Sales	0.72
EV / EBITDA	92.40
EV / EBIT	236.49
EV / FCF	94.37

Financial Position

The company has a current ratio of 0.86

Current Ratio	0.86
Quick Ratio	0.19
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	74.16

Financial Efficiency

Return on equity (ROE) is 5.70% and return on invested capital (ROIC) is 0.28%.

Return on Equity (ROE)	5.70%
Return on Assets (ROA)	0.14%
Return on Invested Capital (ROIC)	0.28%
Return on Capital Employed (ROCE)	0.42%
Revenue Per Employee	359.62M
Profits Per Employee	13.79M
Employee Count	79
Asset Turnover	0.76
Inventory Turnover	n/a

Taxes

Income Tax	-243.76M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +203.70% in the last 52 weeks. The beta is -0.11, so NGX:PRESTIGE's price volatility has been lower than the market average.

Beta (5Y)	-0.11
52-Week Price Change	+203.70%
50-Day Moving Average	1.74
200-Day Moving Average	1.32
Relative Strength Index (RSI)	43.55
Average Volume (20 Days)	3,920,814

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:PRESTIGE had revenue of NGN 28.41 billion and earned 1.09 billion in profits. Earnings per share was 0.08.

Revenue	28.41B
Gross Profit	1.02B
Operating Income	87.06M
Pretax Income	845.90M
Net Income	1.09B
EBITDA	203.28M
EBIT	87.06M
Earnings Per Share (EPS)	0.08

Balance Sheet

The company has 1.67 billion in cash and n/a in debt, giving a net cash position of 1.15 billion or 0.09 per share.

Cash & Cash Equivalents	1.67B
Total Debt	n/a
Net Cash	1.15B
Net Cash Per Share	0.09
Equity (Book Value)	20.14B
Book Value Per Share	1.66
Working Capital	-2.44B

Cash Flow

In the last 12 months, operating cash flow was 280.29 million and capital expenditures -62.13 million, giving a free cash flow of 218.16 million.

Operating Cash Flow	280.29M
Capital Expenditures	-62.13M
Free Cash Flow	218.16M
FCF Per Share	0.02

Margins

Gross margin is 3.58%, with operating and profit margins of 0.31% and 3.84%.

Gross Margin	3.58%
Operating Margin	0.31%
Pretax Margin	2.98%
Profit Margin	3.84%
EBITDA Margin	0.72%
EBIT Margin	0.31%
FCF Margin	0.77%

Dividends & Yields

NGX:PRESTIGE does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	3.32%
Shareholder Yield	3.32%
Earnings Yield	5.01%
FCF Yield	1.00%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 22, 2020. It was a forward split with a ratio of 1.1818235537.

Last Split Date	Jun 22, 2020
Split Type	Forward
Split Ratio	1.1818235537

Scores

Altman Z-Score	n/a
Piotroski F-Score	5