Sunu Assurances Nigeria Plc (NGX:SUNUASSUR)

Sunu Assurances Nigeria Statistics

Total Valuation

NGX:SUNUASSUR has a market cap or net worth of NGN 24.99 billion. The enterprise value is 13.27 billion.

Market Cap	24.99B
Enterprise Value	13.27B

Important Dates

The next estimated earnings date is Friday, February 20, 2026.

Earnings Date	Feb 20, 2026
Ex-Dividend Date	Jun 2, 2025

Share Statistics

NGX:SUNUASSUR has 5.81 billion shares outstanding.

Current Share Class	5.81B
Shares Outstanding	5.81B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 13.89.

PE Ratio	13.89
Forward PE	n/a
PS Ratio	1.07
PB Ratio	1.68
P/TBV Ratio	1.79
P/FCF Ratio	91.86
P/OCF Ratio	47.58
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.63, with an EV/FCF ratio of 48.80.

EV / Earnings	7.38
EV / Sales	0.57
EV / EBITDA	3.63
EV / EBIT	4.13
EV / FCF	48.80

Financial Position

The company has a current ratio of 3.44, with a Debt / Equity ratio of 0.00.

Current Ratio	3.44
Quick Ratio	2.67
Debt / Equity	0.00
Debt / EBITDA	0.01
Debt / FCF	0.09
Interest Coverage	738.37

Financial Efficiency

Return on equity (ROE) is 13.20% and return on invested capital (ROIC) is 19.20%.

Return on Equity (ROE)	13.20%
Return on Assets (ROA)	8.41%
Return on Invested Capital (ROIC)	19.20%
Return on Capital Employed (ROCE)	16.64%
Weighted Average Cost of Capital (WACC)	1.86%
Revenue Per Employee	117.81M
Profits Per Employee	9.04M
Employee Count	199
Asset Turnover	0.98
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:SUNUASSUR has paid 267.05 million in taxes.

Income Tax	267.05M
Effective Tax Rate	12.43%

Stock Price Statistics

The stock price has decreased by -27.73% in the last 52 weeks. The beta is -0.44, so NGX:SUNUASSUR's price volatility has been lower than the market average.

Beta (5Y)	-0.44
52-Week Price Change	-27.73%
50-Day Moving Average	4.75
200-Day Moving Average	5.06
Relative Strength Index (RSI)	42.15
Average Volume (20 Days)	2,278,450

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:SUNUASSUR had revenue of NGN 23.44 billion and earned 1.80 billion in profits. Earnings per share was 0.31.

Revenue	23.44B
Gross Profit	12.24B
Operating Income	3.21B
Pretax Income	2.15B
Net Income	1.80B
EBITDA	3.66B
EBIT	3.21B
Earnings Per Share (EPS)	0.31

Balance Sheet

The company has 12.25 billion in cash and 25.72 million in debt, with a net cash position of 12.04 billion or 2.07 per share.

Cash & Cash Equivalents	12.25B
Total Debt	25.72M
Net Cash	12.04B
Net Cash Per Share	2.07
Equity (Book Value)	14.85B
Book Value Per Share	2.50
Working Capital	12.47B

Cash Flow

In the last 12 months, operating cash flow was 525.13 million and capital expenditures -253.13 million, giving a free cash flow of 272.00 million.

Operating Cash Flow	525.13M
Capital Expenditures	-253.13M
Free Cash Flow	272.00M
FCF Per Share	0.05

Margins

Gross margin is 52.20%, with operating and profit margins of 13.70% and 7.67%.

Gross Margin	52.20%
Operating Margin	13.70%
Pretax Margin	9.16%
Profit Margin	7.67%
EBITDA Margin	15.59%
EBIT Margin	13.70%
FCF Margin	1.16%

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 2.33%.

Dividend Per Share	0.10
Dividend Yield	2.33%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	2
Payout Ratio	32.30%
Buyback Yield	n/a
Shareholder Yield	2.13%
Earnings Yield	7.20%
FCF Yield	1.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 19, 2020. It was a reverse split with a ratio of 0.2.

Last Split Date	Oct 19, 2020
Split Type	Reverse
Split Ratio	0.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5