United Bank for Africa Plc (NGX:UBA)
Nigeria · Delayed Price · Currency is NGN 40.00
+0.85 (2.17%)
At close: Dec 5, 2025
United Bank for Africa Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 738,491 | 743,121 | 598,285 | 165,451 | 115,883 | 105,909 | Upgrade |
Depreciation & Amortization | 49,446 | 40,875 | 31,174 | 21,337 | 18,417 | 17,033 | Upgrade |
Other Amortization | 10,838 | 7,733 | 5,422 | 4,881 | 4,283 | 2,972 | Upgrade |
Gain (Loss) on Sale of Assets | -208 | -107 | -121 | -21 | -1,992 | 163 | Upgrade |
Gain (Loss) on Sale of Investments | 230,062 | 309,052 | -433,556 | 11,489 | 20,592 | -4,632 | Upgrade |
Total Asset Writedown | 26,579 | 19,780 | 38,761 | 4,060 | -1,061 | 37 | Upgrade |
Provision for Credit Losses | 192,098 | 271,608 | 159,940 | 28,221 | 15,199 | 28,150 | Upgrade |
Change in Trading Asset Securities | -135,862 | -66,998 | -19,162 | -1,796 | 126,093 | -54,984 | Upgrade |
Change in Other Net Operating Assets | -503,602 | -3,467,106 | -5,531,306 | -807,725 | -151,992 | -667,754 | Upgrade |
Other Operating Activities | 1,338,850 | -207,117 | 214,959 | 13,140 | 45,756 | 36,747 | Upgrade |
Operating Cash Flow | 1,946,692 | -2,349,159 | -4,935,604 | -561,274 | 189,250 | -537,430 | Upgrade |
Capital Expenditures | -143,358 | -97,891 | -36,797 | -40,123 | -35,351 | -33,211 | Upgrade |
Sale of Property, Plant and Equipment | 13,353 | 6,695 | 2,171 | 594 | 8,093 | 1,040 | Upgrade |
Cash Acquisitions | - | - | - | 17,973 | - | - | Upgrade |
Investment in Securities | -432,606 | -4,886,685 | -3,165,884 | -859,549 | -764,699 | -1,054,421 | Upgrade |
Income (Loss) Equity Investments | - | - | - | -311 | -1,928 | -1,071 | Upgrade |
Purchase / Sale of Intangibles | -10,825 | -18,171 | -2,551 | -2,700 | -5,360 | -14,554 | Upgrade |
Other Investing Activities | 509 | -24,075 | 15,971 | 2,176 | 2,996 | -4,816 | Upgrade |
Investing Cash Flow | -578,034 | -5,025,234 | -3,197,692 | -891,933 | -796,386 | -1,106,177 | Upgrade |
Long-Term Debt Issued | - | 825,607 | 345,079 | 219,845 | 280,752 | 487,475 | Upgrade |
Long-Term Debt Repaid | - | -942,215 | -494,926 | -187,869 | -545,312 | -613,266 | Upgrade |
Net Debt Issued (Repaid) | -624,005 | -116,608 | -149,847 | 31,976 | -264,560 | -125,791 | Upgrade |
Common Dividends Paid | -170,997 | -147,058 | -47,879 | -36,346 | -18,810 | -33,173 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | -1,173,279 | 7,201,006 | 8,253,359 | 1,958,923 | 918,856 | 1,994,214 | Upgrade |
Other Financing Activities | -156,169 | -133,626 | -52,961 | -27,048 | -35,203 | -58,808 | Upgrade |
Financing Cash Flow | -2,124,450 | 6,803,714 | 8,002,672 | 1,927,505 | 600,283 | 1,776,442 | Upgrade |
Foreign Exchange Rate Adjustments | -157,197 | 1,279,986 | 2,097,310 | 323 | -1,832 | 102,288 | Upgrade |
Net Cash Flow | -912,989 | 709,307 | 1,966,686 | 474,622 | -8,685 | 235,123 | Upgrade |
Free Cash Flow | 1,803,334 | -2,447,050 | -4,972,401 | -601,397 | 153,899 | -570,641 | Upgrade |
Free Cash Flow Margin | 97.01% | -132.28% | -368.36% | -109.21% | 35.78% | -151.82% | Upgrade |
Free Cash Flow Per Share | 48.81 | -71.55 | -145.40 | -17.59 | 4.50 | -16.69 | Upgrade |
Cash Interest Paid | 714,977 | 692,434 | 244,265 | 155,763 | 149,167 | 178,675 | Upgrade |
Cash Income Tax Paid | 187,617 | 122,770 | 80,166 | 31,733 | 23,064 | 14,688 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.